902 Calvert Ave, Saint Michaels, MD 21663 Property Records

Talbot County property record for 902 Calvert Ave, Saint Michaels, MD 21663

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,870 sqft · built 1982
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on File
Last Sale	$310,101 (Sep 2022)
Tax Bill	$2,982 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-102692`

Property Details

APN / Parcel Number

Primary APN	`02-102692`
Alternative APNs	`2102692` `102692`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,870 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	150 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	12 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	102692
Street Address	902 CALVERT AVE
City	SAINT MICHAELS
State	MD
Zip	21663-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 - 66X150 N/S CALVERT AVE ST MICHAELS
Legal Subdivision	BENTLEY HAY
Legal Lot Number	28
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	2
Census Block	2035
Census Tract	960700

Owner

902 Calvert Ave is owned by two individuals who bought it in September 2022.

Source: Talbot County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1609 SOUTH ST, KEY WEST, FL 33040-3514
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Sep 28, 2004
Deed Book / Page	3001 / 385
Transfer Doc	0012780110
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Sep 8, 2022
Property Address	902 CALVERT AVE, ST MICHAELS, MD 21663-2942
Document Number	0030010385
Book / Page	3001 / 385
Map Reference	LB LBC 2 FO 119
Instrument Date	Aug 31, 2022
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1609 SOUTH ST, KEY WEST, FL 33040-3514

Mortgage

Document Number	0003001390
Date	Sep 8, 2022
Instrument	3001-390

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 902 Calvert Ave was $2,982, up 12.3% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,982.00 (+12.27%)	$323,500 (+9.59%)	$380,100 (+28.76%) Land $145,700 Building $234,400
2025	$2,656.00	$295,200 Land $102,200 Building $193,000	$295,200 Land $102,200 Building $193,000
2023	$2,306.00	$269,667	$295,200 Land $102,200 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Calvert Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 132 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	140 units insured incl. 8 condo units
Nearby Flood Claims	42 (1978–2024)
Claims Outside the SFHA	13 of 42
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Calvert Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20