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910 48th St, Niceville, FL 32578 Property Records

Okaloosa County property record for 910 48th St, Niceville, FL 32578

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 864 sqft · built 1984
Lot Size0.041 acres (1,799 sqft)
OwnerIndividual Name on Record
Last Sale$154,400 (Aug 2021)
Tax Bill$2,009 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-592-1830-5

Property Details

APN / Parcel Number

Primary APNC56-000-592-1830-5
Alternative APN
  • 05-1S-22-256B-0016-011F

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area864 sqft Heated Area
Gross Area986 sqft
1st Floor Area432 sqft
Upper Floors Area432 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Exterior MaterialVinyl
Roof TypeWood Truss
Roof MaterialWood
Lot Area1,799 sqft (0.041 acres)
PorchOpen Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address910 48TH ST
CityNICEVILLE
StateFL
Zip32578-1349
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionVALPARAISO P/C #2 910 48TH ST UNIT 6 BAYOU TERR T/H UNREC W14 FT OF LOTS 1 & 2 & E4 FT OF LOTS 11 & 12 BLK16
Legal Range22
Legal Township01S
Legal Section05
Legal SubdivisionVALPARAISO PINECREST #2
Legal Block16
Legal Lot Number1,2 2
Legal Unit6
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1005
Census Tract20900

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1300 ARMY NAVY DR APT 710, 710, ARLINGTON, VA 22202-2050
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jan 27, 2020Correction Deed
PANHANDLE TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2021 · Amount on Record
Deed SaleAug 18, 2021 · Amount on Record
Prior SaleAug 18, 2021 · Amount on Record
Deed Document Number0035674914
Deed Book / Page3567 / 4914
Last Transfer DateAug 5, 2025
Transfer Doc0003767027
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 18, 2021
Property Address910 48TH ST, NICEVILLE, FL 32578-1349
Document Number0035674914
Book / Page3567 / 4914
Instrument DateAug 10, 2021
Instrument3481404
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyPANHANDLE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,080.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address540 JOHN SIMS PKWY E, 540, NICEVILLE, FL 32578-2028

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 TAMARA CV, NICEVILLE, FL 32578-3727

Mortgage

Document Number35674915
DateAug 18, 2021
Instrument3567/4915
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

January 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionOKALOOSA FL
Recording DateJan 27, 2020
Property Address910 48TH ST, NICEVILLE, FL 32578-1349
Document Number0034402459
Book / Page003440 / 002459
Instrument DateJan 9, 2020
Instrument3332812
Record UpdatedFeb 14, 2020
Title CompanyPANHANDLE TITLE INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address540 JOHN SIMS PKWY E NICEVILLE FL 325782028, NICEVILLE, FL 32578-2028

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityNiceville City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,009.00 (+1.88%)$146,363 (-1.82%) Land $50,000 Building $96,363$146,363 (-1.82%) Land $50,000 Building $96,363
2023$1,972.00 (+12.24%)$149,070 (+11.44%) Land $50,000 Building $99,070$149,070 (+11.44%) Land $50,000 Building $99,070
2022$1,757.00$133,769 Land $50,000 Building $83,769$133,769 Land $50,000 Building $83,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims2 (2018–2019)
Most Recent ClaimJan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NICEVILLE
serves 22,243 people · EPA ID FL1460147
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink.

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