Okaloosa County property record for 914 48th St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 864 sqft · built 1984 |
| Lot Size | 0.064 acres (2,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Jan 2019) |
| Tax Bill | $1,978 (2025) |
| Deeds & Mortgages | Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-1832-1 |
| Primary APN | C56-000-592-1832-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 864 sqft Living Area |
| Gross Area | 986 sqft |
| 1st Floor Area | 432 sqft |
| Upper Floors Area | 432 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Wood |
| Lot Area | 2,799 sqft (0.064 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 914 48TH ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALPARAISO P/C #2 914 48TH ST UNIT 8 BAYOU TERR T/H UNREC E28 FT OF W60 FT LOTS 1 & 2 BLK 16 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 05 |
| Legal Subdivision | VALPARAISO P/C |
| Legal Block | 16 |
| Legal Lot Number | 11H |
| Legal Unit | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20900 |
914 48th St is owned by two individuals who bought it in January 2019.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1126 PIN OAK CIR, NICEVILLE, FL 32578-3706 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2019 · Amount on File |
| Deed Sale | Jan 3, 2019 · Amount on File |
| Prior Sale | Mar 24, 2009 · Amount on File |
| Deed Document Number | 20193251439 |
| Deed Book / Page | 3380 / 1950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 3, 2019 |
| Property Address | 914 48TH ST, NICEVILLE, FL 32578-1349 |
| Document Number | 0033801950 |
| Book / Page | 003380 / 001950 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 3251439 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $805.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1126 PIN OAK CIR NICEVILLE FL 325783706, NICEVILLE, FL 32578-3706 |
| Document Number | 33801951 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 003380/001951 |
| Instrument | 3251440 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2049 |
The 2025 property tax bill for 914 48th St was $1,978.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,978.00 | $148,469 Land $50,000 Building $98,469 | $148,469 Land $50,000 Building $98,469 |
| 2023 | $1,747.00 (+11.99%) | $151,546 (+11.54%) Land $50,000 Building $101,546 | $151,546 (+11.54%) Land $50,000 Building $101,546 |
| 2022 | $1,560.00 | $135,863 Land $50,000 Building $85,863 | $135,863 Land $50,000 Building $85,863 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 914 48th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Most Recent Claim | Jan 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 914 48th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
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