902 48th St, Niceville, FL 32578 Property Records

Okaloosa County property record for 902 48th St, Niceville, FL 32578

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,272 sqft · built 1982
Lot Size	0.041 acres (1,799 sqft)
Owner	Owner Name on Record
Last Sale	$64,900 (Mar 2011)
Tax Bill	$489 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-1826-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-1826-3`
Alternative APN	`05-1S-22-256B-0016-011B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,272 sqft Heated Area
Gross Area	1,488 sqft
1st Floor Area	720 sqft
Upper Floors Area	552 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	1,799 sqft (0.041 acres)
Porch	Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	902 48TH ST
City	NICEVILLE
State	FL
Zip	32578-1349
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	VALPARAISO P/C #2 COM NW COR LOT 12 BLK 16 E ALG S R/W 48TH ST 52 FT S23 FT TO POB E18 FT S77 FT W18FT N77FT TO POB (1178-114
Legal Range	22
Legal Township	01S
Legal Section	05
Legal Subdivision	VALPARAISO PINECREST #2
Legal Block	16
Legal Lot Number	12
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1005
Census Tract	20900

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	902 48TH ST, NICEVILLE, FL 32578-1349
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 9, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2011 · Amount on Record
Deed Sale	Mar 3, 2011 · Amount on Record
Prior Sale	Oct 15, 2010 · Amount on Record
Deed Document Number	2690071
Deed Book / Page	2975 / 1202
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	902 48TH ST, NICEVILLE, FL 32578-1349
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035891483
Date	Nov 24, 2021
Book Page	3589/1483
Instrument	3508019

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	902 48TH ST, NICEVILLE, FL 32578-1349
Document Number	0033040082
Book / Page	003304 / 000082
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 48TH ST NICEVILLE FL 325781349, NICEVILLE, FL 32578-1349

Mortgage

Document Number	0033040082
Date	Jun 15, 2017
Book Page	003304/000082
Instrument	3141169

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$489.00 (+7.95%) Homeowner's exemption	$76,269 (+5.99%)	$176,383 (-1.32%) Land $50,000 Building $126,383
2023	$453.00 (+3.19%) Homeowner's exemption	$71,961 (+3%)	$178,739 (+12.51%) Land $50,000 Building $128,739
2022	$439.00 Homeowner's exemption	$69,865	$158,866 Land $50,000 Building $108,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2018–2019)
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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