91 Sundown Covey Trl, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 91 Sundown Covey Trl, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,261 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on File
Last Sale	$639,300 (Mar 2023)
Tax Bill	$10,303 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027018-3690`

Property Details

APN / Parcel Number

Primary APN	`027018-3690`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,261 sqft Living Area
Gross Area	3,970 sqft
1st Floor Area	1,574 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	709 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	91 SUNDOWN COVEY TRL
City	SAINT AUGUSTINE
State	FL
Zip	32095-0053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	111/23-36 PRESERVE AT BANNON LAKES PHASE 2B LOT 369 OR5728/275 & 6073/1593(Q/C)
Legal Subdivision	PRESERVE AT BANNON LAKES PHASE 2B
Legal Block	1
Legal Lot Number	369
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2065
Census Tract	20904

Owner

Source: St. Johns County records · APN 027018-3690

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	91 SUNDOWN COVEY TRL, SAINT AUGUSTINE, FL 32095-0053
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Deed Document Number	202321599
Deed Book / Page	5728 / 275
Last Transfer Date	Oct 29, 2024
Transfer Doc	0060731593
Record Updated	Jun 08, 2026

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 23, 2023
Property Address	91 SUNDOWN COVEY TRL, SAINT AUGUSTINE, FL 32095-0053
Document Number	0057280275
Book / Page	5728 / 275
Map Reference	MB 111 PG 23-36
Instrument Date	Mar 17, 2023
Instrument	2023021599
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,475.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12724 GRAN BAY PKWY W # W200, W200, JACKSONVILLE, FL 32258-9485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SUNDOWN COVEY TRL, ST AUGUSTINE, FL 32095-0053

Mortgage

Document Number	0005728277
Date	Mar 23, 2023
Instrument	5728/277

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,940 (+0.07%) Land $125,000 Building $427,940	$552,940 (+0.07%) Land $125,000 Building $427,940
2025	$10,303.00 (+7.83%) Homeowner's exemption	$552,570 (+0.16%)	$552,570 (+0.16%) Land $125,000 Building $427,570
2024	$9,555.00 (+114.57%) Homeowner's exemption	$551,714 (+359.76%)	$551,714 (+359.76%) Land $125,000 Building $426,714
2023	$4,453.00 (+16.18%)	$120,000 (+42.86%)	$120,000 (+42.86%) Land $120,000
2022	$3,833.00	$84,000	$84,000 Land $84,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force 169 of 206 on primary residences

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 389 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.