68 Sundown Covey Trl, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 68 Sundown Covey Trl, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,470 sqft · built 2022
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on File
Last Sale$692,700 (Jan 2023)
Tax Bill$10,508 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027018-3960

Property Details

APN / Parcel Number

Primary APN027018-3960

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area3,470 sqft Living Area
Gross Area3,870 sqft
1st Floor Area1,783 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address68 SUNDOWN COVEY TRL
CitySAINT AUGUSTINE
StateFL
Zip32095-0053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description111/23-36 PRESERVE AT BANNON LAKES PHASE 2B LOT 396 OR5693/766
Legal SubdivisionPRESERVE AT BANNON LAKES PHASE 2B
Legal Block1
Legal Lot Number396
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2065
Census Tract20904

Owner

68 Sundown Covey Trl is owned and occupied by two individuals who bought it in January 2023.

Source: St. Johns County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address68 SUNDOWN COVEY TRL, SAINT AUGUSTINE, FL 32095-0053
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2023 · Amount on File
Deed SaleJan 11, 2023 · Amount on File
Deed Document Number20232677
Deed Book / Page5693 / 766
Record UpdatedOct 29, 2026

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJan 11, 2023
Property Address68 SUNDOWN COVEY TRL, SAINT AUGUSTINE, FL 32095-0053
Document Number0056930766
Book / Page5693 / 766
Map ReferenceMB 111 PG 23-36
Instrument DateDec 3, 2022
Instrument2023002677
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,848.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12724 GRAN BAY PKWY W # W200, W200, JACKSONVILLE, FL 32258-9485

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 SUNDOWN COVEY TRL, ST AUGUSTINE, FL 32095-0053

Mortgage

Document Number0005693768
DateJan 11, 2023
Instrument5693/768
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 68 Sundown Covey Trl was $10,508 with a homeowner's exemption, up 7.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$565,517 (-0.41%) Land $125,000 Building $440,517$565,517 (-0.41%) Land $125,000 Building $440,517
2025$10,508.00 (+7.76%) Homeowner's exemption$567,844 (+0.08%)$567,844 (+0.08%) Land $125,000 Building $442,844
2024$9,751.00 (-0.19%) Homeowner's exemption$567,363 (+0.89%)$567,363 (+0.89%) Land $125,000 Building $442,363
2023$9,770.00 (+154.89%) Homeowner's exemption$562,363 (+569.48%)$562,363 (+569.48%) Land $120,000 Building $442,363
2022$3,833.00$84,000$84,000 Land $84,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 68 Sundown Covey Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Sundown Covey Trl is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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