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76 Sundown Covey Trl, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 76 Sundown Covey Trl, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,470 sqft · built 2022
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on Record
Last Sale$613,400 (Jul 2022)
Tax Bill$10,588 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027018-3950

Property Details

APN / Parcel Number

Primary APN027018-3950

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area3,470 sqft Living Area
Gross Area4,090 sqft
1st Floor Area1,783 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address76 SUNDOWN COVEY TRL
CitySAINT AUGUSTINE
StateFL
Zip32095-0053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description111/23-36 PRESERVE AT BANNON LAKES PHASE 2B LOT 395 OR5607/121
Legal SubdivisionPRESERVE AT BANNON LAKES PHASE 2B
Legal Block1
Legal Lot Number395
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2065
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address76 SUNDOWN COVEY TRL, SAINT AUGUSTINE, FL 32095-0053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2022 · Amount on Record
Deed SaleJul 29, 2022 · Amount on Record
Deed Document Number202273988
Deed Book / Page5607 / 121
Record UpdatedJun 8, 2026

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 29, 2022
Property Address76 SUNDOWN COVEY TRL, SAINT AUGUSTINE, FL 32095-0053
Document Number0056070121
Book / Page5607 / 121
Map ReferenceMB 111 PG 23-36
Instrument DateJul 25, 2022
Instrument2022073988
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,293.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12724 GRAN BAY PKWY W # W200, W200, JACKSONVILLE, FL 32258-9485

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 SUNDOWN COVEY TRL, SAINT AUGUSTINE, FL 32095-0053

Mortgage

Document Number0005607123
DateJul 29, 2022
Instrument5607/123
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateAug 1, 2027
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change5.62%
IndexOther
Max Rate8.62%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$571,384 (-0.41%) Land $125,000 Building $446,384$571,384 (-0.41%) Land $125,000 Building $446,384
2025$10,588.00 (+7.77%) Homeowner's exemption$573,743 (+0.09%)$573,743 (+0.09%) Land $125,000 Building $448,743
2024$9,825.00 (-5.02%) Homeowner's exemption$573,255 (+0.88%)$573,255 (+0.88%) Land $125,000 Building $448,255
2023$10,344.00 (+154.21%)$568,255 (+576.49%)$568,255 (+576.49%) Land $120,000 Building $448,255
2022$4,069.00$84,000$84,000 Land $84,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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