91 S Trace Creek Dr, Spring, TX 77381 Property Records

Montgomery County property record for 91 S Trace Creek Dr, Spring, TX 77381

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,163 sqft · built 1988
Lot Size	0.188 acres (8,208 sqft)
Owner	Individual Name on Record
Tax Bill	$4,607 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9715-03-07800`

Property Details

APN / Parcel Number

Primary APN	`9715-03-07800`
Alternative APN	`R189001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,163 sqft Living Area
Gross Area	2,713 sqft
1st Floor Area	786 sqft
2nd Floor Area	786 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,208 sqft (0.188 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	91 S TRACE CREEK DR
City	SPRING
State	TX
Zip	77381-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WDLNDS VIL INDIAN SPRG 03, BLOCK 3, LOT 13
Legal Subdivision	WDLNDS VIL INDIAN SPRG 03
Legal Block	3
Legal Lot Number	13
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2008
Census Tract	691301

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 133244, SPRING, TX 77393-3244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2003
Deed Sale	Dec 9, 2003
Prior Sale	Dec 2, 1997 · Amount on Record
Deed Document Number	2003149439
Prior Transfer Date	Nov 21, 1997
Prior Transfer Doc	0000077590
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	May 12, 2026
Property Address	91 S TRACE CREEK DR, SPRING, TX 77381-4525
Document Number	0000048586
Instrument Date	May 7, 2026
Instrument	202648586
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 S TRACE CREEK DR, SPRING, TX 77381-4525

Mortgage

Document Number	0000048586,
Date	May 12, 2026
Instrument	202648586

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,109 (+8.75%) Land $70,000 Building $324,109	$394,109 (-4.52%) Land $70,000 Building $324,109
2025	$4,607.00 (+2.97%) Homeowner's exemption	$362,407 (+1%)	$412,762 (+9.12%) Land $70,000 Building $342,762
2024	$4,474.00 (+20.33%) Homeowner's exemption	$329,461 (+1%) Land $70,000 Building $308,255	$378,255 (+5.62%) Land $70,000 Building $308,255
2023	$3,718.00 Homeowner's exemption	$299,510 Land $70,000 Building $288,130	$358,130 Land $70,000 Building $288,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	28 (2008–2023)
Claims Outside the SFHA	23 of 28
Most Recent Claim	May 2023 · tidal / storm surge
Claims by Event	Hurricane Harvey, Sep 2017 · 19 claims Severe Storms And Flooding, May 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 7 serves 12,528 people · EPA ID TX1700169
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20