74 S Trace Creek Dr, Spring, TX 77381 Property Records

Montgomery County property record for 74 S Trace Creek Dr, Spring, TX 77381

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,458 sqft · built 1988
Lot Size0.168 acres (7,298 sqft)
Owner2 Individual Names on Record
Last Sale$422,000 (Aug 2020)
Tax Bill$8,387 (2025)
Deeds & MortgagesJun 2018 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN9715-03-04700

Property Details

APN / Parcel Number

Primary APN9715-03-04700
Alternative APN
  • R188970

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,458 sqft Living Area
Gross Area3,059 sqft
1st Floor Area1,446 sqft
2nd Floor Area1,012 sqft
Upper Floors Area52 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,298 sqft (0.168 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address74 S TRACE CREEK DR
CitySPRING
StateTX
Zip77381-4520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionS971503 - WDLNDS VIL INDIAN SPRG 03, BLOCK 2, LOT 8
Legal SubdivisionWDLNDS VIL INDIAN SPRG 03
Legal Block2
Legal Lot Number8
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2007
Census Tract691301

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address74 S TRACE CREEK DR, SPRING, TX 77381-4520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
BP FCU
Aug 3, 2020Vendor's Lien, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Jul 6, 2020Deed of Trust, Mortgage · Line of Credit
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2020 · Amount on Record
Deed SaleAug 3, 2020 · Amount on Record
Prior SaleDec 30, 1998 · Amount on Record
Deed Document Number202081283
Prior Transfer DateJul 31, 2020
Prior Transfer Doc0000081283
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address74 S TRACE CREEK DR, SPRING, TX 77381-4520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059725
DateJun 25, 2018
Instrument2018059725
Lender
NameBP FCU
TypeCredit Union
AddressHOUSTON, TX 77079
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2033

August 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateAug 3, 2020
Property Address74 S TRACE CREEK DR, SPRING, TX 77381-4520
Document Number0000081283
Map ReferenceCAB E SH 157A
Instrument DateJul 31, 2020
Instrument2020081283
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 S TRACE CREEK DR, SPRING, TX 77381-4520

Mortgage

Document Number0000081284
DateAug 3, 2020
Instrument2020081284
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address74 S TRACE CREEK DR, SPRING, TX 77381-4520
Document Number0000070927
Instrument DateJul 6, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address74 S TRACE CREEK DR SPRING TX 773814520, SPRING, TX 77381-4520

Mortgage

Document Number0000070927
DateJul 13, 2020
Instrument70927
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 12, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$500,000 (+4.79%) Land $70,000 Building $430,000$500,000 (+4.79%) Land $70,000 Building $430,000
2025$8,387.00 (+3.12%)$477,162 (+3.73%) Land $70,000 Building $407,162$477,162 (+3.73%) Land $70,000 Building $407,162
2024$8,133.00 (+9.92%)$460,000 (+3.23%) Land $70,000 Building $390,000$460,000 (+3.23%) Land $70,000 Building $390,000
2023$7,399.00$445,600 Land $70,000 Building $375,600$445,600 Land $70,000 Building $375,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 policies
Nearby Flood Policies101 in force
Nearby Flood Claims28 (2008–2023)
Claims Outside the SFHA23 of 28
Most Recent ClaimMay 2023 · tidal / storm surge
Claims by Event
  • Hurricane Harvey, Sep 2017 · 19 claims
  • Severe Storms And Flooding, May 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 7
serves 12,528 people · EPA ID TX1700169
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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