91 Ridge Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 91 Ridge Rd, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,249 sqft · built 1964
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$483,000 (Nov 2006)
Tax Bill	$13,862 (2024)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 71.-1-7`

Property Details

APN / Parcel Number

Primary APN	`473489 71.-1-7`
Alternative APNs	`0800-071.00-01.00-007.000` `348907100000010070000000` `47340017569` `S130003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,249 sqft Living Area
Gross Area	1,749 sqft
1st Floor Area	1,249 sqft
Basement Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	30,056 sqft (0.69 acres)
View / Lot	Suburban
Porch	Open Porch
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S130003
Street Address	91 RIDGE RD
City	SMITHTOWN
State	NY
Zip	11787-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-387776 TC-69 *3743 LOT 3 HOUSE BEAUTIFUL SMTOWN SE
Legal Block	1
Legal Lot Number	7
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2005
Census Tract	135104

Owner

91 Ridge Rd is owned and occupied by two individuals who bought it in November 2006.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	91 RIDGE RD, SMITHTOWN, NY 11787-2513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2006 · Amount on File
Deed Sale	Nov 29, 2006 · Amount on File
Prior Sale	Nov 29, 2006 · Amount on File
Deed Book / Page	12480 / 900
Record Updated	Sep 20, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 23, 2018
Property Address	91 RIDGE RD, SMITHTOWN, NY 11787-2513
Document Number	0129700596
Book / Page	012970 / 000596
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 TEED ST HUNTINGTON STATION NY 117464332, HUNTINGTON STATION, NY 11746-4332

Mortgage

Document Number	229440179
Date	Jul 23, 2018
Book Page	022944/000179

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	907 PLEASANT VALLEY AVE # 3, MOUNT LAUREL, NJ 08054-1210

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,620 Land $500 Building $5,120	$702,500 Land $62,500 Building $640,000
2024	$13,862.00
2023		$5,620 Land $500 Building $5,120	$6,460 Land $575 Building $5,885

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 91 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–1980)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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