Suffolk County and Smithtown Town property record for 89 Ridge Rd, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $147,000 (Jun 1995) |
| Tax Bill | $12,304 (2024) |
| Deeds & Mortgages | Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 71.-1-8 |
| Primary APN | 473489 71.-1-8 |
|---|---|
| Alternative APNs |
|
| Lot Area | 23,522 sqft (0.54 acres) |
|---|
| Account Number | S130004 |
|---|---|
| Street Address | 89 RIDGE RD |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-387801 TC-69 *3743 LOT 4 HOUSE BEAUTIFUL SMTOWN SE |
| Legal Subdivision | MAP WESTWOOD VILLAGE SECTION #3 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 135104 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 RIDGE RD, SMITHTOWN, NY 11787-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 1995 · Amount on Record |
| Deed Sale | Jun 29, 1995 · Amount on Record |
| Prior Sale | Mar 1, 1994 · Amount on Record |
| Deed Book / Page | 11731 / 137 |
| Last Transfer Date | Nov 27, 1995 |
| Transfer Doc | 1175000951 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 89 RIDGE RD, SMITHTOWN, NY 11787-2513 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232420217 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 23242/217 |
| Instrument | DL059238 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,465 (-) Land $500 Building $4,965 | $683,125 (+10,774.32%) Land $62,500 Building $620,625 | |
| 2024 | $12,304.00 | ||
| 2023 | $5,465 Land $500 Building $4,965 | $6,282 Land $575 Building $5,707 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–1980) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Apr 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
5G (outdoors only) and 4G LTE
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