82 Ridge Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 82 Ridge Rd, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Jan 2007)
Tax Bill	$14,116 (2024)
Deeds & Mortgages	Apr 2017 Loan Modification Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 71.-1-72`

Property Details

APN / Parcel Number

Primary APN	`473489 71.-1-72`
Alternative APNs	`0800-071.00-01.00-072.000` `348907100000010720000000` `47340017634` `S130030`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	S130030
Street Address	82 RIDGE RD
City	SMITHTOWN
State	NY
Zip	11787-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-388451 TC-69 *3743 LOT 30 HOUSE BEAUTIFUL SMTOWN SE
Legal Block	1
Legal Lot Number	72
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2004
Census Tract	135104

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	82 RIDGE RD, SMITHTOWN, NY 11787-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2017	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jan 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2007 · Amount on Record
Deed Sale	Jan 9, 2007 · Amount on Record
Deed Book / Page	12486 / 447
Last Transfer Date	Jan 12, 2017
Transfer Doc	0128980691
Record Updated	Sep 20, 2026

April 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Recording Date	Apr 19, 2017
Property Address	82 RIDGE RD, SMITHTOWN, NY 11787-2506
Document Number	0228090555
Book / Page	022809 / 000555
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 RIDGE RD SMITHTOWN NY 117872506, SMITHTOWN, NY 11787-2506

Mortgage

Document Number	228090555
Date	Apr 19, 2017
Book Page	022809/000555

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 18, 2037

Interest

Rate Type	Fixed Rate
Rate	4.25%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	82 RIDGE RD, SMITHTOWN, NY 11787-2506
Document Number	0228090554
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 RIDGE RD SMITHTOWN NY 117872506, SMITHTOWN, NY 11787-2506

Mortgage

Document Number	0228090554
Date	Apr 19, 2017
Book Page	022809/000554

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 18, 2037

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 31, 2017
Property Address	82 RIDGE RD, SMITHTOWN, NY 11787-2506
Document Number	0128980691
Book / Page	012898 / 000691
Instrument Date	Jan 12, 2017
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 RIDGE RD SMITHTOWN NY 117872506, SMITHTOWN, NY 11787-2506

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,440 (-) Land $300 Building $5,140	$680,000 (+10,774.78%) Land $37,500 Building $642,500
2024	$14,116.00
2023		$5,440 Land $300 Building $5,140	$6,253 Land $345 Building $5,908

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–1980)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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