Ocean County and Ocean Township property record for 91 Railroad Ave, Waretown, NJ 08758
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 732 sqft · built 1955 |
| Lot Size | 0.282 acres (12,301 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,000 (Mar 2022) |
| Tax Bill | $4,007 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00049-0000-00001-02 |
| Primary APN | 21-00049-0000-00001-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 732 sqft Living Area |
| 1st Floor Area | 732 sqft |
| Basement Area | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 12,301 sqft (0.282 acres) |
| Lot Dimensions | 123 ft deep x 100 ft wide |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 21000490000000012 |
|---|---|
| Street Address | 91 RAILROAD AVE |
| City | WARETOWN |
| State | NJ |
| Zip | 08758-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 100 X 123 |
| Legal Block | 49 |
| Legal Lot Number | 1.2 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 733002 |
Source: Ocean County and Ocean Township records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 91 RAILROAD AVE, WARETOWN, NJ 08758-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed of Trust, Mortgage · USDA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Mar 24, 2022 | Bargain and Sale Deed, Transfer · USDA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on Record |
| Deed Sale | Mar 24, 2022 · Amount on Record |
| Prior Sale | Aug 27, 2007 · Amount on Record |
| Deed Document Number | 202236550 |
| Deed Book / Page | 18964 / 523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 91 RAILROAD AVE, WARETOWN, NJ 08758-2718 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Title Company | GREEN LABEL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0192721467 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 19272/1467 |
| Instrument | 2023002404 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Apr 1, 2052 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 24, 2022 |
| Property Address | 91 RAILROAD AVE, WARETOWN, NJ 08758-2718 |
| Document Number | 0189640523 |
| Book / Page | 18964 / 523 |
| Instrument Date | Mar 2, 2022 |
| Instrument | 2022036550 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | GREEN LABEL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,223.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 RAILROAD AVE, 80, WARETOWN, NJ 08758-2719 |
| Name | Verified Name |
|---|---|
| Address | 91 RAILROAD AVE, WARETOWN, NJ 08758-2718 |
| Document Number | 2022036551 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022036551 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Ocean County and Ocean Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,900 (-) Land $132,800 Building $121,100 | $253,900 (-) Land $132,800 Building $121,100 | |
| 2025 | $4,007.00 (+4.59%) | $253,900 (+57.8%) Land $132,800 Building $121,100 | $253,900 (+57.8%) Land $132,800 Building $121,100 |
| 2024 | $3,831.00 (+9.58%) | ||
| 2023 | $160,900 Land $102,800 Building $58,100 | $160,900 Land $102,800 Building $58,100 | |
| 2022 | $3,496.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 75% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN TWP DEPT OF UTILITIES serves 15,419 people · EPA ID NJ1520001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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