Ocean County and Ocean Township property record for 87 Railroad Ave, Waretown, NJ 08758
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,342 sqft · built 1991 |
| Lot Size | 0.475 acres (20,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Aug 2026) |
| Tax Bill | $6,807 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00049-0000-00001-04 |
| Primary APN | 21-00049-0000-00001-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,342 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 20,700 sqft (0.475 acres) |
| Lot Dimensions | 180 ft deep x 115 ft wide |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 87 RAILROAD AVE |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 115 X 180 |
| Legal Block | 49 |
| Legal Lot Number | 1.4 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 733002 |
Source: Ocean County and Ocean Township records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 87 RAILROAD AVE, WARETOWN, NJ 08758-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed, Transfer · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE |
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GLENDENNING MORTGAGE CORP |
| Jul 14, 2017 | Deed, Transfer · FHA Mortgage WEICHERT FINANCIAL SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on Record |
| Deed Sale | Aug 21, 2026 · Amount on Record |
| Prior Sale | Jul 14, 2017 · Amount on Record |
| Deed Document Number | 202667878 |
| Deed Book / Page | 20476 / 438 |
| Prior Transfer Date | Aug 13, 2026 |
| Prior Transfer Doc | 0000067878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 21, 2026 |
| Property Address | 87 RAILROAD AVE, WARETOWN, NJ 08758-2718 |
| Document Number | 0000067878 |
| Book / Page | 20476 / 438 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 202667878 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $14,140.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 87 RAILROAD AVE, WARETOWN, NJ 08758-2718 |
| Document Number | 0000067879, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202667879 |
| Name | FIRST ALLIANCE HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 87 RAILROAD AVE, WARETOWN, NJ 08758-2718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0188760761 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 18876/761 |
| Instrument | 2022008941 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 87 RAILROAD AVE, WARETOWN, NJ 08758-2718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SAGE TITLE & SETMNT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0178531411 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 17853/1411 |
| Instrument | 2020038197 |
| Name | GLENDENNING MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 14, 2017 |
| Property Address | 87 RAILROAD AVE, WARETOWN, NJ 08758-2718 |
| Document Number | 0168001699 |
| Book / Page | 16800 / 1699 |
| Map Reference | H-2350 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 2017071724 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,777.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 87 RAILROAD AVE, WARETOWN, NJ 08758-2718 |
| Document Number | 2017071725 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 2017071725 |
| Name | WEICHERT FINANCIAL SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Ocean County and Ocean Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,400 (-) Land $134,800 Building $296,600 | $431,400 (-) Land $134,800 Building $296,600 | |
| 2025 | $6,807.00 (+4.58%) | $431,400 (+53.41%) Land $134,800 Building $296,600 | $431,400 (+53.41%) Land $134,800 Building $296,600 |
| 2024 | $6,509.00 (+6.53%) | ||
| 2023 | $281,200 Land $104,800 Building $176,400 | $281,200 Land $104,800 Building $176,400 | |
| 2022 | $6,110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 75% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN TWP DEPT OF UTILITIES serves 15,419 people · EPA ID NJ1520001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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