Okaloosa County property record for 91 Pine Ridge Trce, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,409 sqft · built 1991 |
| Lot Size | 0.202 acres (8,839 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $113,000 (Nov 1999) |
| Tax Bill | $1,233 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-0868-0 |
| Primary APN | C56-000-590-0868-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,409 sqft Heated Area |
| Gross Area | 1,999 sqft |
| 1st Floor Area | 1,409 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,839 sqft (0.202 acres) |
| Garage Type | Finished |
| Garage Area | 361 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 42 sqft |
| Patio Area | 187 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 91 PINE RIDGE TRCE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE RIDGE TRACE RE/SUB PB 12 PG 24 LOT 1 BLK F |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | PINE RIDGE TRACE |
| Legal Block | F |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23305 |
The current owner of 91 Pine Ridge Trce acquired it in November 1999.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 91 PINE RIDGE TRCE, DESTIN, FL 32541-2048 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 1999 · Amount on File |
| Deed Sale | Nov 12, 1999 · Amount on File |
| Deed Document Number | 0022304843 |
| Deed Book / Page | 2230 / 4843 |
| Last Transfer Date | Nov 16, 1999 |
| Transfer Doc | 0022304843 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 91 Pine Ridge Trce was $1,233 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,233.00 Homeowner's exemption | $143,166 | $280,986 Land $89,034 Building $191,952 |
| 2023 | $1,153.00 (+3.22%) Homeowner's exemption | $135,079 (+3%) | $268,909 (+7.41%) Land $77,419 Building $191,490 |
| 2022 | $1,117.00 Homeowner's exemption | $131,145 | $250,361 Land $70,381 Building $179,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Pine Ridge Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 29 (1995–2021) |
| Claims Outside the SFHA | 25 of 29 |
| Most Recent Claim | Apr 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Pine Ridge Trce is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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