Okaloosa County property record for 89 Pine Ridge Trce, Destin, FL 32541 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,379 sqft · built 1992 |
| Lot Size | 0.144 acres (6,296 sqft) |
| Owner | Owner Name on File |
| Last Sale | $98,500 (Jun 1998) |
| Tax Bill | $2,603 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-0862-3 |
| Primary APN | C56-000-590-0862-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,379 sqft Heated Area |
| Gross Area | 2,015 sqft |
| 1st Floor Area | 1,379 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 6,296 sqft (0.144 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 89 PINE RIDGE TRCE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE RIDGE TRACE RE/SUB PB 12 PG 14 LOT 1 BLK D |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | PINE RIDGE TRACE |
| Legal Block | D |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23305 |
Source: Okaloosa County records · APN C56-000-590-0862-3
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 89 PINE RIDGE TRCE, DESTIN, FL 32541-2048 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 1998 · Amount on Record |
| Deed Sale | Jun 26, 1998 · Amount on Record |
| Deed Document Number | 0002162214 |
| Deed Book / Page | 2162 / 214 |
| Last Transfer Date | Jul 01, 1998 |
| Transfer Doc | 0021620214 |
| Record Updated | Jun 08, 2026 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,603.00 (+3.75%) Homeowner's exemption Disabled Person's exemption Additional exemption filed | $286,894 (+3.8%) Land $81,614 Building $205,280 | $286,894 (+3.8%) Land $81,614 Building $205,280 |
| 2023 | $2,509.00 (-6.28%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed | $276,397 (+14.45%) Land $74,053 Building $202,344 | $276,397 (+14.45%) Land $74,053 Building $202,344 |
| 2022 | $2,677.00 | $241,504 Land $67,321 Building $174,183 | $241,504 Land $67,321 Building $174,183 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 100 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 29 (1995–2021) |
| Claims Outside the SFHA | 25 of 29 |
| Most Recent Claim | Apr 2021, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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