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82 Pine Ridge Trce, Destin, FL 32541 Property Records

Okaloosa County property record for 82 Pine Ridge Trce, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,204 sqft · built 1984
Lot Size0.043 acres (1,869 sqft)
OwnerIndividual Name on Record
Last Sale$212,500 (Nov 2020)
Tax Bill$1,769 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-590-0793-0

Property Details

APN / Parcel Number

Primary APNC56-000-590-0793-0
Alternative APNs
  • 00-2S-22-2077-0000-0820
  • 22S200207700000820

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,204 sqft Living Area
Gross Area1,360 sqft
1st Floor Area611 sqft
Upper Floors Area593 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Exterior MaterialWood
Roof TypeFlat
Roof MaterialWood
Lot Area1,869 sqft (0.043 acres)
PorchOpen/Unfinished Porch
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address82 PINE RIDGE TRCE
CityDESTIN
StateFL
Zip32541-2049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE RIDGE TRACE UNIT 82
Legal SubdivisionPINE RIDGE TRACE
Legal Lot Number820
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2000
Census Tract23305

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address82 PINE RIDGE TRCE, DESTIN, FL 32541-2049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleJul 8, 2004 · Amount on Record
Deed Document Number20203410143
Deed Book / Page3507 / 4327
Prior Transfer DateNov 19, 2003
Prior Transfer Doc0024940413
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 24, 2020
Property Address82 PINE RIDGE TRCE, DESTIN, FL 32541-2049
Document Number0035074327
Book / Page3507 / 4327
Map ReferenceMB 7 PG 60&61
Instrument DateNov 13, 2020
Instrument3410143
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyKNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,487.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address82 PINE RIDGE TRCE, 82, DESTIN, FL 32541-2049

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 COMMONS DR W UNIT 1207, 1207, DESTIN, FL 32541-8645

Mortgage

Document Number0035074329
DateNov 24, 2020
Instrument3507/4329
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,769.00 (+6.37%) Homeowner's exemption$188,435 (+5.99%)$207,885 (-3.41%) Land $70,000 Building $137,885
2023$1,663.00 (+2.84%) Homeowner's exemption$177,790 (+3%)$215,233 (+24.69%) Land $70,000 Building $145,233
2022$1,617.00 Homeowner's exemption$172,612 Land $55,000 Building $117,612$172,612 Land $55,000 Building $117,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims29 (1995–2021)
Claims Outside the SFHA25 of 29
Most Recent ClaimApr 2021 · other causes
Claims by Event
  • Hurricane Dennis, Jul 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 7 claims
  • Hurricane Georges, Sep 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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