Monroe County property record for 91 Palm Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,290 sqft · built 2016 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Apr 2020) |
| Tax Bill | $5,620 (2024) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00162010-000000 |
| Primary APN | 00162010-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 820 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,800 sqft (0.064 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 222 sqft |
| Patio Area | 222 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1207560 |
|---|---|
| Old Parcel Number | 08672700162010000000 |
| Street Address | 91 PALM DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 44 BAY POINT TRAILER PARK PB3-57 SADDLEBUNCH KEYS OR26-83 OR469-255/58 OR960-1601 OR1003-681 OR2538-786LET/ADM |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 08 |
| Legal Subdivision | BAY POINT TRAILER PARK |
| Legal Lot Number | 44 45 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971600 |
91 Palm Dr is owned by two individuals who bought it in April 2020.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 931 WALNUT VALLEY RD NW, CORYDON, IN 47112-6665 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on File |
| Deed Sale | Apr 23, 2020 · Amount on File |
| Prior Sale | Jun 16, 2016 · Amount on File |
| Deed Document Number | 2264083 |
| Deed Book / Page | 3019 / 1231 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 23, 2020 |
| Property Address | 91 PALM DR, KEY WEST, FL 33040-6117 |
| Document Number | 0030191231 |
| Book / Page | 003019 / 001231 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 2264083 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 931 WALNUT VALLEY RD NW CORYDON IN 471126665, CORYDON, IN 47112-6665 |
| Document Number | 30191233 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 003019/001233 |
| Instrument | 2264084 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2050 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $630,610 Land $264,600 Building $366,010 | $630,610 Land $264,600 Building $366,010 | |
| 2024 | $5,620.00 (+3.98%) | ||
| 2023 | $5,405.00 (+13.15%) | $651,541 (+24.57%) Land $308,000 Building $343,541 | $651,541 (+24.57%) Land $308,000 Building $343,541 |
| 2022 | $4,777.00 | $523,033 Land $175,700 Building $347,333 | $523,033 Land $175,700 Building $347,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 91 Palm Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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