83 Palm Dr, Key West, FL 33040 Property Records

Monroe County property record for 83 Palm Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 2007
Lot Size	0.06 acres (2,625 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Mar 2021)
Tax Bill	$6,300 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00161980-000000`

Property Details

APN / Parcel Number

Primary APN	`00161980-000000`
Alternative APNs	`08672700161980000000` `1207535`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2019
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,625 sqft (0.06 acres)
Lot Dimensions	75 ft deep x 35 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	232 sqft
Deck Area	16 sqft
Patio Area	34 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1207535
Old Parcel Number	08672700161980000000
Street Address	83 PALM DR
City	KEY WEST
State	FL
Zip	33040-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 41 BAY POINT TRAILER PARK SADDLEBUNCH KEYS PB3-57 OR22-461 OR482-765 OR1634-2090 OR2894-2025/26 3081-2446
Legal Range	27E
Legal Township	67S
Legal Section	08
Legal Subdivision	BAY POINT TRAILER PARK
Legal Lot Number	41
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1039
Census Tract	971600

Owner

83 Palm Dr is owned by an individual who bought it in March 2021.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6924 W 85TH CT, CROWN POINT, IN 46307-8121
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Mar 17, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 7, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	Mar 7, 2018 · Amount on File
Deed Document Number	2308910
Deed Book / Page	3081 / 2446
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	83 PALM DR, KEY WEST, FL 33040-6117
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6924 W 85TH CT, CROWN POINT, IN 46307-8121

Mortgage

Document Number	0031201618
Date	Aug 18, 2021
Book Page	3120/1618
Instrument	2336062

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 17, 2021
Property Address	83 PALM DR, KEY WEST, FL 33040-6117
Document Number	0030812446
Book / Page	3081 / 2446
Map Reference	MB 3 PG 57
Instrument Date	Mar 15, 2021
Instrument	2308910
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 DAWN AVE, 621, ANGOLA, NY 14006-9146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6924 W 85TH CT, CROWN POINT, IN 46307-8121

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 7, 2018
Property Address	83 PALM DR, KEY WEST, FL 33040-6117
Document Number	0028942025
Book / Page	002894 / 002025
Instrument Date	Mar 1, 2018
Instrument	2158286
Transaction Type	Transfer
Record Updated	Mar 27, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 PALM DR KEY WEST FL 330406117, KEY WEST, FL 33040-6117

Mortgage

Document Number	28942027
Date	Mar 7, 2018
Book Page	002894/002027
Instrument	2158287

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$661,344 Land $250,543 Building $410,801	$661,344 Land $250,543 Building $410,801
2024	$6,300.00 (+4.55%)
2023	$6,026.00 (+12.26%)	$677,366 (+21.82%) Land $291,638 Building $385,728	$677,366 (+21.82%) Land $291,638 Building $385,728
2022	$5,368.00	$556,059 Land $166,366 Building $389,693	$556,059 Land $166,366 Building $389,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 537 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	537 in force
Nearby Flood Claims	1,085 (1980–2022)
Claims Outside the SFHA	1 of 1,085
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 256 claims Hurricane Wilma, Oct 2005 · 486 claims Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 83 Palm Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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