515 Palm Dr, Key West, FL 33040 Property Records

Monroe County property record for 515 Palm Dr, Key West, FL 33040

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 420 sqft · built 1965
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Dec 2021)
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Dec 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`00148490-000000`

Property Details

APN / Parcel Number

Primary APN	`00148490-000000`
Alternative APNs	`28672600148490000000` `1193631`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	420 sqft Living Area
1st Floor Area	420 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1973
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Block
Roof Type	Flat
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Porch	Slab
Deck Area	Deck Area
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Account Number	1193631
Street Address	515 PALM DR
City	KEY WEST
State	FL
Zip	33040-6314
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	NA
Legal Description	BK 8 LT 34 ROCKLAND HAMMOCK SEC 2 EAST ROCKLAND KEY PB3-153 OR611-68 OR798-224 OR800-1703 OR839-842 OR839-843 OR839-846 OR911-1521 OR1021-1868 OR3143-0580
Legal Range	26E
Legal Township	67S
Legal Section	28
Legal Subdivision	ROCKLAND HAMMOCK SEC 2
Legal Block	8
Legal Lot Number	34
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2055
Census Tract	971700

Owner

Source: Monroe County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 PALM DR, KEY WEST, FL 33040-6314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	May 1, 1987 · Amount on Record
Deed Document Number	20212352884
Deed Book / Page	3143 / 580
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 15, 2021
Property Address	515 PALM DR, KEY WEST, FL 33040-6314
Document Number	0031430580
Book / Page	3143 / 580
Map Reference	MB 3 PG 153
Instrument Date	Dec 10, 2021
Instrument	2352884
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	NOT AVAILABLE, THE CLOSNG DEPARTMENT INC

Transaction

Amount	Amount Recorded
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 HARMONY RD, 7, WELLINGTON, ME 04942-8812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 PALM DR, KEY WEST, FL 33040-6314

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,010.00 (+12.1%)	$262,875 (+18.44%) Land $251,250 Building $11,625	$262,875 (+18.44%) Land $251,250 Building $11,625
2024	$2,685.00 (+3.03%)
2023	$2,606.00 (-0.69%)	$221,942 (-1.19%) Land $210,000 Building $11,942	$221,942 (-1.19%) Land $210,000 Building $11,942
2022	$2,624.00	$224,624 Land $210,000 Building $14,624	$224,624 Land $210,000 Building $14,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 203 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	296 (1980–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 51 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20