91 Orchard Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 91 Orchard Ln, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,062 sqft · built 2017
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$389,500 (Aug 2017)
Tax Bill$7,898 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027016-0060

Property Details

APN / Parcel Number

Primary APN027016-0060

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,062 sqft Living Area
Gross Area3,546 sqft
1st Floor Area2,354 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area260 sqft
Patio Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address91 ORCHARD LN
CitySAINT AUGUSTINE
StateFL
Zip32095-0014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description83/34-39 BANNON LAKES PHASE 1B-2 LOT 6 OR4421/543
Legal Range28E
Legal Township06S
Legal Section12
Legal SubdivisionBANNON LAKES PHASE 1B-2
Legal Phase1B
Legal Block1
Legal Lot Number6
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2065
Census Tract20904

Owner

Source: St. Johns County records · APN 027016-0060

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address91 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Aug 15, 2017Special Warranty Deed, Transfer · Conventional Mortgage
BANKERS MORTGAGE LENDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 15, 2017 · Amount on Record
Deed SaleAug 15, 2017 · Amount on Record
Deed Document Number201756496
Deed Book / Page4421 / 543
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address91 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0014
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050240623
DateAug 24, 2020
Book Page5024/623
Instrument2020071087
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

August 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateAug 15, 2017
Property Address91 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0014
Document Number0044210543
Book / Page4421 / 0543
Map ReferenceMB83 PG34
Instrument DateJun 29, 2017
Instrument2017056496
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyTITLE MASTERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8501 N SCOTTSDALE RD # 225, 8501, PARADISE VALLEY, AZ 85253-2750

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0014

Mortgage

Document Number2017056497
DateAug 15, 2017
Instrument2017056497
Lender
NameBANKERS MORTGAGE LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$389,884 (+2.7%)$473,852 (-5.94%) Land $100,000 Building $373,852
2025$7,898.00 (+9.89%) Homeowner's exemption$379,634 (+5.99%)$503,769 (-1.65%) Land $105,000 Building $398,769
2024$7,187.00 (+1.18%)
2023$7,103.00 (+3.45%) Homeowner's exemption$358,189 (+3%)$512,201 (+15.07%) Land $105,000 Building $407,201
2022$6,866.00 Homeowner's exemption$347,756$445,133 Land $84,000 Building $361,133

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 413 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Orchard Ln

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