122 Orchard Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 122 Orchard Ln, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,193 sqft · built 2020
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Sep 2020)
Tax Bill$7,277 (2025)
Deeds & MortgagesDec 2025 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027016-0340

Property Details

APN / Parcel Number

Primary APN027016-0340

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,193 sqft Living Area
Gross Area2,658 sqft
1st Floor Area2,193 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area465 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area269 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address122 ORCHARD LN
CitySAINT AUGUSTINE
StateFL
Zip32095-0015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description83/34-39 BANNON LAKES PHASE 1B-2 LOT 34 OR5054/1382
Legal Range28E
Legal Township06S
Legal Section12
Legal SubdivisionBANNON LAKES PHASE 1B-2
Legal Phase1B
Legal Block1
Legal Lot Number34
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2065
Census Tract20904

Owner

Source: St. Johns County records · APN 027016-0340

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address122 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Deed of Trust, Mortgage
COASTLINE FCU
Sep 29, 2020Special Warranty Deed, Transfer · Conventional Mortgage
TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2020 · Amount on Record
Deed SaleSep 29, 2020 · Amount on Record
Deed Document Number202083921
Deed Book / Page5054 / 1382
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address122 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0015
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 ORCHARD LN, ST AUGUSTINE, FL 32095-0015

Mortgage

Document Number0062720109
DateDec 12, 2025
Book Page6272/109
Instrument2025100792
Lender
NameCOASTLINE FCU
TypeCredit Union
AddressJACKSONVILLE, FL 32207
Agreement
AmountAmount Recorded
Term181 Months
DueJan 01, 2041

September 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 29, 2020
Property Address122 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0015
Document Number0050541382
Book / Page5054 / 1382
Map ReferenceMB 83 PG 34-39
Instrument DateSep 24, 2020
Instrument2020083921
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyINSPIRED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4900 N SCOTTSDALE RD STE 2000, 4900, SCOTTSDALE, AZ 85251-7656

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0015

Mortgage

Document Number0050541384
DateSep 29, 2020
Instrument5054/1384
Lender
NameTAYLOR MORRISON HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$342,574 (+2.7%)$399,335 (-4.91%) Land $100,000 Building $299,335
2025$7,277.00 (+9.82%) Homeowner's exemption$333,568 (+5.99%)$419,966 (+0.08%) Land $105,000 Building $314,966
2024$6,626.00 (+1.14%)
2023$6,551.00 (+3.56%) Homeowner's exemption$314,725 (+3%)$419,615 (+15.74%) Land $105,000 Building $314,615
2022$6,326.00 Homeowner's exemption$305,558$362,551 Land $84,000 Building $278,551

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 206 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 413 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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