58 Orchard Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 58 Orchard Ln, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,644 sqft · built 2020
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$374,900 (Oct 2020)
Tax Bill	$7,651 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`027016-0500`

Property Details

APN / Parcel Number

Primary APN	`027016-0500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,644 sqft Living Area
Gross Area	3,282 sqft
1st Floor Area	1,760 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	58 ORCHARD LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-0032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	83/34-39 BANNON LAKES PHASE 1B-2 LOT 50 OR5077/1975 & 5110/1528(A/F)
Legal Range	28E
Legal Township	06S
Legal Section	12
Legal Subdivision	BANNON LAKES PHASE 1B-2
Legal Phase	1B
Legal Block	1
Legal Lot Number	50
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2065
Census Tract	20904

Owner

Source: St. Johns County records · APN 027016-0500

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	58 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAYO EMPLOYEES FCU
Jul 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 22, 2020	Warranty Deed, Transfer PRESTIGE SETTLEMENT ASSOCS
Aug 04, 2020	Special Warranty Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Aug 04, 2020 · Amount on Record
Deed Document Number	202093967
Deed Book / Page	5077 / 1975
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	58 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0032
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0032

Mortgage

Document Number	0057730751
Date	Jun 12, 2023
Book Page	5773/751
Instrument	2023045158

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 28, 2033

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	58 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0032
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053120916
Date	Jul 08, 2021
Book Page	5312/916
Instrument	2021075577

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	58 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0032
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051491388
Date	Jan 12, 2021
Book Page	5149/1388
Instrument	2021003953

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 22, 2020
Property Address	58 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0032
Document Number	0050771975
Book / Page	005077 / 001975
Instrument Date	Oct 16, 2020
Instrument	93967
Transaction Type	Transfer
Record Updated	Nov 03, 2020
Title Company	PRESTIGE SETTLEMENT ASSOCS

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	58 ORCHARD LN ST AUGUSTINE FL 320950032, ST AUGUSTINE, FL 32095-0032

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 04, 2020
Property Address	58 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0032
Document Number	0050050718
Book / Page	5005 / 718
Map Reference	MB 83 PG 34-39
Instrument Date	Jul 28, 2020
Instrument	2020063094
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,455.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4900 N SCOTTSDALE RD STE 2000, 4900, SCOTTSDALE, AZ 85251-7656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 ORCHARD LN, SAINT AUGUSTINE, FL 32095-0032

Mortgage

Document Number	0005005720
Date	Aug 04, 2020
Instrument	5005/720

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,031 (+2.7%)	$423,913 (-6.2%) Land $100,000 Building $323,913
2025	$7,651.00 (+9.88%) Homeowner's exemption	$361,277 (+2.9%)	$451,940 (+%) Land $105,000 Building $346,940
2024	$6,963.00 (+1.16%) Homeowner's exemption	$351,095 (+3%)	$451,933 (-) Land $105,000 Building $346,933
2023	$6,883.00 (+3.49%) Homeowner's exemption	$340,869 (+3%)	$451,933 (+16.12%) Land $105,000 Building $346,933
2022	$6,651.00 Homeowner's exemption	$330,941	$389,186 Land $84,000 Building $305,186

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 413 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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