91 Marthas Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 91 Marthas Dr, Conowingo, MD 21918 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,140 sqft · built 1989
Lot Size	15.4 acres (671,260 sqft)
Owner	Individual Name on File
Tax Bill	$4,534 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-034071`

Property Details

APN / Parcel Number

Primary APN	`06-034071`
Alternative APNs	`6034071` `034071`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,140 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	671,260 sqft (15.4 acres)
Garage Type	Attached
Garage Area	910 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	320 sqft
Deck Area	96 sqft
Patio Area	590 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	034071
Street Address	91 MARTHAS DR
City	CONOWINGO
State	MD
Zip	21918-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3A-15.4151 ACRE 91 MARTHAS DRIVE RAMSEYS CHOICE
Legal Subdivision	RAMSEYS CHOICE
Legal Lot Number	3A
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	2
Census Block	2014
Census Tract	31301

Owner

Source: Cecil County records · APN 06-034071

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	91 MARTHAS DR, CONOWINGO, MD 21918-1930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 05, 2007
Deed Sale	Feb 05, 2007
Prior Sale	Mar 22, 1985 · Amount on Record
Deed Document Number	2007274576
Deed Book / Page	2289 / 60
Transfer Doc	0022890060
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	91 MARTHAS DR, CONOWINGO, MD 21918-1930
Transaction Type	Mortgage
Record Updated	Aug 18, 2023
Title Company	MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 MARTHAS DR, CONOWINGO, MD 21918-1930

Mortgage

Document Number	0053570005
Date	Aug 08, 2023
Book Page	5357/5

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 27, 2038

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,000 (+1.96%)	$442,400 (+5.89%) Land $143,600 Building $298,800
2025	$4,534.00 (+28.48%) Homeowner's exemption	$417,800 (+9.66%) Land $143,600 Building $274,200	$417,800 (-) Land $143,600 Building $274,200
2023	$3,529.00 Homeowner's exemption	$381,000	$417,800 Land $143,600 Building $274,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150313012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1996–2021)
Most Recent Claim	Jul 2021, river or lake flooding
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Armstrong Holdings	Cable	1,000 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.