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55 Marthas Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 55 Marthas Dr, Conowingo, MD 21918

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,296 sqft · built 1990
Lot Size6.27 acres (273,121 sqft)
Owner2 Individual Names on Record
Last Sale$309,000 (Jan 2017)
Tax Bill$4,006 (2026)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone A (high risk)
APN06-012345

Property Details

APN / Parcel Number

Primary APN06-012345
Alternative APNs
  • 6012345
  • 012345

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,296 sqft Total Area
Basement Area544 sqft
Finished Basement544 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialLogs
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area273,121 sqft (6.27 acres)
Garage TypeMixed
Garage Area324 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area320 sqft
Deck Area220 sqft
Patio Area654 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number012345
Street Address55 MARTHAS DR
CityCONOWINGO
StateMD
Zip21918-1930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 5 - 6.27 ACRES 55 MARTHAS DRIVE RAMSEYS CHOICE
Legal SubdivisionRAMSEY S CHOICE
Legal Lot Number5
JurisdictionCECIL MD
Township / Civil Division6, RISING SUN
Census Block Group2
Census Block2014
Census Tract31301

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address55 MARTHAS DR, CONOWINGO, MD 21918-1930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2017 · Amount on Record
Deed SaleJan 27, 2017 · Amount on Record
Prior SaleJan 3, 2011 · Amount on Record
Deed Book / Page4015 / 269
Transfer Doc0000245805
Record UpdatedOct 29, 2026

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateJan 27, 2017
Property Address55 MARTHAS DR, CONOWINGO, MD 21918-1930
Document Number0040150269
Book / Page4015 / 269
Map ReferenceMB NDS9 FO11
Instrument DateJan 20, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyENDEAVOR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address55 MARTHAS DR, CONOWINGO, MD 21918-1930
InvestorPossibly a Property Investor

Mortgage

Document Number0004015273
DateJan 27, 2017
Instrument4015/273
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,006.00 (+2.96%) Homeowner's exemption$363,933 (+13.98%)$391,600 (+11.85%) Land $123,000 Building $268,600
2025$3,891.00 (+34.82%)
2023$2,886.00$319,300$350,100 Land $123,000 Building $227,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1996–2021)
Most Recent ClaimJul 2021 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable		1,000 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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