171 Marthas Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 171 Marthas Dr, Conowingo, MD 21918

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,512 sqft · built 2018
Lot Size	14.5 acres (635,105 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Dec 2016)
Tax Bill	$3,285 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-034098`

Property Details

APN / Parcel Number

Primary APN	`06-034098`
Alternative APNs	`6034098` `034098`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,512 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	635,105 sqft (14.5 acres)
Porch	Slab
Porch Area	288 sqft
Deck Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	034098
Street Address	171 MARTHAS DR
City	CONOWINGO
State	MD
Zip	21918-1900
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NAR
Legal Description	LOT 4 - 14.588 ACRES 171 MARTHAS DRIVE RAMSEYS CHOICE
Legal Subdivision	RAMSEYS CHOICE
Legal Lot Number	4
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	2
Census Block	2014
Census Tract	31301

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	171 MARTHAS DR, CONOWINGO, MD 21918-1900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2016 · Amount on Record
Deed Sale	Dec 12, 2016 · Amount on Record
Prior Sale	May 10, 1985 · Amount on Record
Deed Book / Page	3994 / 214
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	171 MARTHAS DR, CONOWINGO, MD 21918-1900
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041720153
Date	Dec 8, 2017
Book Page	4172/153

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	171 MARTHAS DR, CONOWINGO, MD 21918-1900
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047440443
Date	Dec 10, 2020
Book Page	4744/443

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,285.00 (+2.05%)	$297,400 (+13.9%)	$314,800 (+9.04%) Land $72,700 Building $242,100
2025	$3,219.00 (+43.51%)
2023	$2,243.00	$261,100	$288,700 Land $72,700 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1996–2021)
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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