91 Lochnagar Mountain Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 91 Lochnagar Mountain Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,699 sqft · built 2016
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jun 2024)
Tax Bill	$5,373 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009762-7370`

Property Details

APN / Parcel Number

Primary APN	`009762-7370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,699 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,699 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	91 LOCHNAGAR MOUNTAIN DR
City	SAINT JOHNS
State	FL
Zip	32259-6672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	78/1-9 ABERDEEN (DR HORTON-PHASE 2A) LOT 737 OR5975/1769
Legal Range	27E
Legal Township	05S
Legal Section	09
Legal Subdivision	ABERDEEN (DR HORTON-PHASE 2A)
Legal Phase	2A
Legal Block	1
Legal Lot Number	737
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1026
Census Tract	20810

Owner

91 Lochnagar Mountain Dr is owned and occupied by two individuals who bought it in June 2024.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 LOCHNAGAR MOUNTAIN DR, SAINT JOHNS, FL 32259-6672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2024 · Amount on File
Deed Sale	Jun 27, 2024 · Amount on File
Prior Sale	Jan 4, 2017 · Amount on File
Deed Document Number	202450660
Deed Book / Page	5975 / 1769
Record Updated	Jun 8, 2026

January 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 4, 2017
Property Address	91 LOCHNAGAR MOUNTAIN DR, SAINT JOHNS, FL 32259-6672
Document Number	0043120163
Book / Page	4312 / 0163
Map Reference	MB78 PG1-9
Instrument Date	Dec 30, 2016
Instrument	2017000737
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	91 LORNAGER MOUNTAIN DR, SAINT JOHNS, FL 32259
Investor	Possibly a Property Investor

Mortgage

Document Number	2017000738
Date	Jan 4, 2017
Instrument	2017000738

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 91 Lochnagar Mountain Dr was $5,373 with a homeowner's exemption, up 19.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,015 (+2.7%)	$339,416 (-1.29%) Land $95,000 Building $244,416
2025	$5,373.00 (+19.32%) Homeowner's exemption	$264,864 (+14.92%)	$343,868 (-1.03%) Land $95,500 Building $248,368
2024	$4,503.00 (+1.24%) Homeowner's exemption	$230,486 (+3%)	$347,445 (-2.98%) Land $95,500 Building $251,945
2023	$4,448.00 (+2.68%) Homeowner's exemption	$223,773 (+3%)	$358,122 (+18.05%) Land $95,500 Building $262,622
2022	$4,332.00 Homeowner's exemption	$217,255	$303,368 Land $95,200 Building $208,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Lochnagar Mountain Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Lochnagar Mountain Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20