St. Johns County property record for 79 Lochnagar Mountain Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,886 sqft · built 2016 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,000 (Sep 2026) |
| Tax Bill | $6,713 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009762-7360 |
| Primary APN | 009762-7360 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,886 sqft Living Area |
| Gross Area | 2,327 sqft |
| 1st Floor Area | 1,886 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 181 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 79 LOCHNAGAR MOUNTAIN DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-6672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 78/1-9 ABERDEEN (DR HORTON-PHASE 2A) LOT 736 OR5748/1136 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | ABERDEEN (DR HORTON-PHASE 2A) |
| Legal Phase | 2A |
| Legal Block | 1 |
| Legal Lot Number | 736 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 20810 |
Source: St. Johns County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4180 BOBCAT DR, HELENA, MT 59602-7663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| May 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| May 1, 2020 | Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND |
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Mar 29, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2026 · Amount on Record |
| Deed Sale | Sep 10, 2026 · Amount on Record |
| Prior Sale | May 1, 2023 · Amount on Record |
| Deed Document Number | 202677437 |
| Deed Book / Page | 6434 / 1344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 10, 2026 |
| Property Address | 79 LOCHNAGAR MOUNTAIN DR, SAINT JOHNS, FL 32259-6672 |
| Document Number | 0000077437 |
| Book / Page | 6434 / 1344 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202677437 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | COWFORD TITLE LLC, COWFORD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303,303.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4180 BOBCAT DR, HELENA, MT 59602-7663 |
| Document Number | 0000077438, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202677438 |
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 1, 2023 |
| Property Address | 79 LOCHNAGAR MOUNTAIN DR, SAINT JOHNS, FL 32259-6672 |
| Document Number | 0057481136 |
| Book / Page | 5748 / 1136 |
| Map Reference | MB 78 PG 1-9 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 2023032439 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATLANTIC EAST TITLE, ATLANTIC COAST T&E |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3851 DAVIES MANOR DR, BARTLETT, TN 38133-0956 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22 PINE HAVEN DR, SAINT JOHNS, FL 32259-7400 |
| Document Number | 0057481138 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 5748/1138 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 1, 2020 |
| Property Address | 79 LOCHNAGAR MOUNTAIN DR, SAINT JOHNS, FL 32259-6672 |
| Document Number | 0049341799 |
| Book / Page | 4934 / 1799 |
| Map Reference | MB 78 PG 1-9 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 2020033866 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | KENDALL TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,977.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2726 PHEASANT CT W, 2726, ST JOHNS, FL 32259-8352 |
| Name | Verified Name |
|---|---|
| Address | 79 LOCHNAGAR MOUNTAIN DR, SAINT JOHNS, FL 32259-6672 |
| Document Number | 49341801 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 4934/1801 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 79 LOCHNAGAR MOUNTAIN DR, SAINT JOHNS, FL 32259-6672 |
| Document Number | 0047461757 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 79 LOCHNAGAR MOUNTAIN DR ST JOHNS FL 322596672, ST JOHNS, FL 32259-6672 |
| Document Number | 0047461757 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 004746/001757 |
| Instrument | 44747 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 29, 2017 |
| Property Address | 79 LOCHNAGAR MOUNTAIN DR, SAINT JOHNS, FL 32259-6672 |
| Document Number | 0043501235 |
| Book / Page | 4350 / 1235 |
| Map Reference | MB78 PG1-9 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 2017021615 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 79 LOCHNAGAR MOUNTAIN DR, SAINT JOHNS, FL 32259-6672 |
| Document Number | 2017021616 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 2017021616 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,286 (-1.4%) Land $95,000 Building $264,286 | $359,286 (-1.4%) Land $95,000 Building $264,286 | |
| 2025 | $6,713.00 (+10.43%) Homeowner's exemption | $364,403 (+32.45%) | $364,403 (-4.15%) Land $95,500 Building $268,903 |
| 2024 | $6,079.00 (+19.2%) | ||
| 2023 | $5,100.00 (+2.62%) Homeowner's exemption | $275,123 (+3%) | $380,163 (+16.97%) Land $95,500 Building $284,663 |
| 2022 | $4,970.00 Homeowner's exemption | $267,110 | $325,009 Land $95,200 Building $229,809 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 181 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 181 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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