St. Johns County property record for 101 Lochnagar Mountain Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 2016 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Aug 2018) |
| Tax Bill | $6,663 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009762-7380 |
| Primary APN | 009762-7380 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 1,938 sqft |
| 1st Floor Area | 1,540 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 398 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 199 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 101 LOCHNAGAR MOUNTAIN DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-6674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 78/1-9 ABERDEEN (DR HORTON-PHASE 2A) LOT 738 OR4592/1550 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | ABERDEEN (DR HORTON-PHASE 2A) |
| Legal Phase | 2A |
| Legal Block | 1 |
| Legal Lot Number | 738 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 20810 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 SPRUCE HILL PT, SAINT JOHNS, FL 32259-7511 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage NAVY FCU |
| Aug 7, 2018 | Warranty Deed, Transfer · FHA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2018 · Amount on Record |
| Deed Sale | Aug 7, 2018 · Amount on Record |
| Prior Sale | Dec 20, 2016 · Amount on Record |
| Deed Document Number | 201856811 |
| Deed Book / Page | 4592 / 1550 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 101 LOCHNAGAR MOUNTAIN DR, SAINT JOHNS, FL 32259-6674 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 101 LOCHNAGAR MOUNTAIN DR, SAINT JOHNS, FL 32259-6674 |
| Document Number | 0056480665 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 5648/665 |
| Instrument | 2022095839 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 7, 2018 |
| Property Address | 101 LOCHNAGAR MOUNTAIN DR, SAINT JOHNS, FL 32259-6674 |
| Document Number | 0045921550 |
| Book / Page | 004592 / 001550 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 56811 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | SUNSET CAPITAL TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 LOCHNAGAR MOUNTAIN DR ST JOHNS FL 322596674, ST JOHNS, FL 32259-6674 |
| Document Number | 45921553 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 004592/001553 |
| Instrument | 56812 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,076 (-0.88%) Land $95,000 Building $224,076 | $319,076 (-0.88%) Land $95,000 Building $224,076 | |
| 2025 | $6,663.00 (+52.23%) | $321,910 (+50.41%) | $321,910 (-3.95%) Land $95,500 Building $226,410 |
| 2024 | $4,377.00 (+1.2%) | ||
| 2023 | $4,325.00 (+2.73%) Homeowner's exemption | $214,021 (+3%) | $335,146 (+17.53%) Land $95,500 Building $239,646 |
| 2022 | $4,210.00 Homeowner's exemption | $207,787 | $285,155 Land $95,200 Building $189,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 181 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 181 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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