91 Holmes Rd, East Lyme, CT 06333 Property Records

East Lyme Town property record for 91 Holmes Rd, East Lyme, CT 06333

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,740 sqft · built 1996
Lot Size	2.15 acres (93,939 sqft)
Owner	2 Individual Names on File
Last Sale	$53,000 (Oct 1993)
Tax Bill	$8,688 (2026)
Deeds & Mortgages	Nov 2023 Refinance Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:057.0 B:005-1 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:057.0 B:005-1 L:00000`
Alternative APNs	`M:057.0 B:005=1 L:00000` `8438`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,740 sqft Living Area
Gross Area	7,598 sqft
1st Floor Area	1,889 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	1,889 sqft
Unfinished Basement	1,889 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	93,939 sqft (2.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8438
Street Address	91 HOLMES RD
City	EAST LYME
State	CT
Zip	06333-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	5-1
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	2
Census Block	2001
Census Tract	716102

Owner

91 Holmes Rd is owned and occupied by two individuals who bought it in October 1993.

Source: East Lyme Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	91 HOLMES RD, EAST LYME, CT 06333-1014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU
Mar 12, 2021	Deed of Trust, Mortgage · Balloon Mortgage PRIME LENDING INC
Jun 23, 2017	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 1993 · Amount on File
Deed Sale	Oct 27, 1993 · Amount on File
Deed Book / Page	361 / 138
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	91 HOLMES RD, EAST LYME, CT 06333-1014
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001103-233
Date	Nov 6, 2023
Book Page	1103/233
Instrument	2258

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	91 HOLMES RD, EAST LYME, CT 06333-1014
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1051-486
Date	Mar 12, 2021
Book Page	1051/486
Instrument	812

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Jun 23, 2017
Property Address	91 HOLMES RD, EAST LYME, CT 06333-1014
Document Number	982-555
Book / Page	000982 / 000555
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 HOLMES RD EAST LYME CT 063331014, EAST LYME, CT 06333-1014

Mortgage

Document Number	982-557
Date	Jun 23, 2017
Book Page	000982/000557

Lender

Name	PRIME LNDG

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 91 Holmes Rd was $8,688, up 4.4% from the year before.

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,688.00 (+4.44%)	$300,090 (+1.04%) Land $92,680 Building $207,410	$639,575 (+207.63%)
2025	$8,319.00	$297,010 Land $92,680 Building $204,330	$207,907 Land $64,876 Building $143,031
2024	$8,319.00 (+12.57%)
2023	$7,390.00 (+4.36%)	$297,010 (-) Land $92,680 Building $204,330
2022	$7,081.00	$297,010 Land $92,680 Building $204,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Holmes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Holmes Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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