87 Holmes Rd, East Lyme, CT 06333 Property Records

East Lyme Town property record for 87 Holmes Rd, East Lyme, CT 06333

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,321 sqft · built 1967
Lot Size	3.11 acres (135,757 sqft)
Owner	2 Individual Names on File
Last Sale	$328,500 (Aug 2019)
Tax Bill	$7,662 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:057.0 B:00005 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:057.0 B:00005 L:00000`
Alternative APN	`806`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,321 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	1,321 sqft
Basement Area	955 sqft
Unfinished Basement	304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,757 sqft (3.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	806
Street Address	87 HOLMES RD
City	EAST LYME
State	CT
Zip	06333-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	5
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	2
Census Block	2001
Census Tract	716102

Owner

87 Holmes Rd is owned and occupied by two individuals who bought it in August 2019.

Source: East Lyme Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	87 HOLMES RD, EAST LYME, CT 06333-1014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage CHARTER OAK FCU
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU
Aug 27, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CHARTER OAK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on File
Deed Sale	Aug 27, 2019 · Amount on File
Prior Sale	Apr 17, 2018 · Amount on File
Deed Book / Page	1016 / 774
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	87 HOLMES RD, EAST LYME, CT 06333-1014
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001129-232
Date	Dec 23, 2025
Book Page	1129/232
Instrument	2899

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	133 Months
Due	Jan 1, 2037

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	87 HOLMES RD, EAST LYME, CT 06333-1014
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001125-440
Date	Sep 9, 2025
Book Page	1125/440
Instrument	1934

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	87 HOLMES RD, EAST LYME, CT 06333-1014
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001060-44
Date	Jun 29, 2021
Book Page	1060/44
Instrument	2260

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Jul 1, 2045

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Aug 27, 2019
Property Address	87 HOLMES RD, EAST LYME, CT 06333-1014
Document Number	1016-774
Book / Page	1016 / 774
Instrument Date	Aug 26, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1016777
Date	Aug 27, 2019
Instrument	1016/777

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 87 Holmes Rd was $7,662, up 3.3% from the year before.

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,662.00 (+3.33%)	$264,670 (-0.03%) Land $96,390 Building $168,280	$510,978 (+175.73%)
2025	$7,415.00	$264,740 Land $96,390 Building $168,350	$185,318 Land $67,473 Building $117,845
2024	$7,415.00 (+12.57%)
2023	$6,587.00 (+4.37%)	$264,740 (-) Land $96,390 Building $168,350
2022	$6,311.00	$264,740 Land $96,390 Building $168,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Holmes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Holmes Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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