91 Harmony Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 91 Harmony Rd, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,851 sqft · built 1968
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on File
Tax Bill$3,751 (2024)
Deeds & MortgagesJul 2020 Mortgage
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-09-23-204-010.000-018

Property Details

APN / Parcel Number

Primary APN29-09-23-204-010.000-018
Alternative APN
  • 1709230204010000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,851 sqft Living Area
1st Floor Area1,851 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2005
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions218 ft deep x 90 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1709230204010000
Street Address91 HARMONY RD
CityCARMEL
StateIN
Zip46032-1135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 23, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 4, LOT 111, IRREGULAR SHAPE
Legal Range03
Legal Township18
Legal Section23
Legal SubdivisionVILLAGE OF MT CARMEL
Legal Block4
Legal Lot Number111
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3013
Census Tract110906

Owner

Source: Hamilton County records · APN 29-09-23-204-010.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address91 HARMONY RD, CARMEL, IN 46032-1135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED FIDELITY BANK FSB
Aug 17, 2017Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 30, 2017Quit Claim Deed, Transfer
LIBERTY TITLE AND ESCROW

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2017
Deed SaleAug 17, 2017
Prior SaleAug 17, 2017 · Amount on Record
Deed Document Number2017040084
Last Transfer DateJul 30, 2020
Transfer Doc2020049494
Record UpdatedJun 08, 2026

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateJul 30, 2020
Property Address91 HARMONY RD, CARMEL, IN 46032-1135
Document Number2020049494
Map ReferenceMB 3 PG 33-36
Instrument DateJul 22, 2020
Instrument2020049494
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyCHICAGO TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 HAMONRY RD, CARMEL, IN 46032

Mortgage

Document Number2020049495
DateJul 30, 2020
Instrument2020049495
Lender
NameUNITED FIDELITY BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateAug 17, 2017
Property Address91 HARMONY RD, CARMEL, IN 46032-1135
Document Number2017040084
Map ReferenceMB3 PG33-36
Instrument DateAug 10, 2017
Instrument2017040084
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 HARMONY RD, CARMEL, IN 46032-1135

Mortgage

Document Number2017040085
DateAug 17, 2017
Instrument2017040085
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateJan 30, 2017
Property Address91 HARMONY RD, CARMEL, IN 46032-1135
Document Number0000004237
Instrument DateJan 18, 2017
Instrument4237
Transaction TypeTransfer
Record UpdatedFeb 28, 2017
Title CompanyLIBERTY TITLE AND ESCROW

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3631 AUBURNDALE AVE THE VILLAGES FL 321626617, THE VILLAGES, FL 32162-6617

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$399,700 (+14.69%) Land $86,300 Building $313,400$399,700 (+14.69%) Land $86,300 Building $313,400
2024$3,751.00 (+3.02%)
2023$3,641.00 (+8.69%)$348,500 (+16.52%) Land $86,300 Building $262,200$348,500 (+16.52%) Land $86,300 Building $262,200
2022$3,350.00$299,100 Land $86,300 Building $212,800$299,100 Land $86,300 Building $212,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Xfinity.

Based on FCC filings for 299 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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