100 Harmony Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 100 Harmony Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,877 sqft · built 1969
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Tax Bill	$3,831 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-23-203-011.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-23-203-011.000-018`
Alternative APN	`1709230203011000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,877 sqft Living Area
1st Floor Area	1,877 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2002
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	190 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1709230203011000
Street Address	100 HARMONY RD
City	CARMEL
State	IN
Zip	46032-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 23, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 4, LOT 97
Legal Range	03
Legal Township	18
Legal Section	23
Legal Subdivision	VILLAGE/MOUNT CARMEL SEC 04
Legal Block	4
Legal Lot Number	97
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3012
Census Tract	110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	100 HARMONY RD, CARMEL, IN 46032-1138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage HOMETOWN LNDRS
Aug 29, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019
Deed Sale	Aug 29, 2019
Prior Sale	Nov 23, 2016
Deed Document Number	2019040634
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	100 HARMONY RD, CARMEL, IN 46032-1138
Document Number	0000036305
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	PINNACLE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 HARMONY RD CARMEL IN 460321138, CARMEL, IN 46032-1138

Mortgage

Document Number	0000036305
Date	Jun 12, 2020
Instrument	36305

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 29, 2019
Property Address	100 HARMONY RD, CARMEL, IN 46032-1138
Document Number	2019040634
Map Reference	MB 3 PG 33-36
Instrument Date	Aug 29, 2019
Instrument	2019040634
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	LANDQUEST TITLE SERVICES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HARMONY RD, ARCADIA, IN 46030

Mortgage

Document Number	2019040635
Date	Aug 29, 2019
Instrument	2019040635

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$411,500 (+15.95%) Land $86,300 Building $325,200	$411,500 (+15.95%) Land $86,300 Building $325,200
2024	$3,831.00 (+4.82%)	$354,900 (+1.63%) Land $86,300 Building $268,600	$354,900 (+1.63%) Land $86,300 Building $268,600
2023	$3,655.00 (+7.47%)	$349,200 (+15.44%) Land $86,300 Building $262,900	$349,200 (+15.44%) Land $86,300 Building $262,900
2022	$3,401.00	$302,500 Land $86,300 Building $216,200	$302,500 Land $86,300 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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