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106 Harmony Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 106 Harmony Rd, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,764 sqft · built 1970
Lot Size0.4 acres (17,424 sqft)
OwnerTrust Name on File
Last Sale$246,995 (Jul 2017)
Tax Bill$3,568 (2024)
Deeds & MortgagesJul 2017 Sale
Flood ZoneZone X (minimal risk)
APN29-09-23-203-012.000-018

Property Details

APN / Parcel Number

Primary APN29-09-23-203-012.000-018
Alternative APN
  • 1709230203012000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
1st Floor Area1,764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1994
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions175 ft deep x 96 ft wide
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1709230203012000
Street Address106 HARMONY RD
CityCARMEL
StateIN
Zip46032-1138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 23, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 4, LOT 98
Legal Range03
Legal Township18
Legal Section23
Legal SubdivisionVILLAGE OF MOUNT CARMEL FOURTH SECTION
Legal Block4
Legal Lot Number98
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3012
Census Tract110906

Owner

106 Harmony Rd is owner-occupied and held in a trust since July 2017.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordTrust Name on File
Mailing Address106 HARMONY RD, CARMEL, IN 46032-1138
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2017 · Amount on File
Deed SaleJul 18, 2017 · Amount on File
Prior SaleJun 18, 2010
Deed Document Number2017034016
Record UpdatedJun 8, 2026

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON IN
Recording DateJul 18, 2017
Property Address106 HARMONY RD, CARMEL, IN 46032-1138
Document Number0000034016
Instrument DateJul 7, 2017
Instrument34016
Transaction TypeTransfer
Record UpdatedDec 10, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address106 HARMONY RD CARMEL IN 460321138, CARMEL, IN 46032-1138

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$378,800 (+13.48%) Land $85,300 Building $293,500$378,800 (+13.48%) Land $85,300 Building $293,500
2024$3,568.00 (+3.03%)$333,800 (-) Land $85,300 Building $248,500$333,800 (-) Land $85,300 Building $248,500
2023$3,463.00 (+7.61%)$333,800 (+17.29%) Land $85,300 Building $248,500$333,800 (+17.29%) Land $85,300 Building $248,500
2022$3,218.00$284,600 Land $85,300 Building $199,300$284,600 Land $85,300 Building $199,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Harmony Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Harmony Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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