Bergen County and Garfield City property record for 91 Division Ave, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,985 sqft · built 1912 |
| Lot Size | 0.076 acres (3,306 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (May 2021) |
| Tax Bill | $9,352 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00198-0000-00024 |
| Primary APN | 21-00198-0000-00024 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,985 sqft Living Area |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Construction Type | Frame |
| Lot Area | 3,306 sqft (0.076 acres) |
| Lot Dimensions | 132 ft deep x 25 ft wide |
| Account Number | 005331 |
|---|---|
| Street Address | 91 DIVISION AVE |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-3657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 3307 SF |
| Legal Subdivision | SADDLE RIVER LAND CO |
| Legal Block | 198 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21200 |
91 Division Ave is owned and occupied by an individual who bought it in May 2021.
Source: Bergen County and Garfield City records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 DIVISION AVE, GARFIELD, NJ 07026-3657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on File |
| Deed Sale | May 21, 2021 · Amount on File |
| Prior Sale | Jul 16, 2009 · Amount on File |
| Deed Document Number | 202181034 |
| Deed Book / Page | 4159 / 1145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 21, 2021 |
| Property Address | 91 DIVISION AVE, GARFIELD, NJ 07026-3657 |
| Document Number | 0041591145 |
| Book / Page | 4159 / 1145 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021081034 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 UNION AVE, 155, RUTHERFORD, NJ 07070-1556 |
| Name | Verified Name |
|---|---|
| Address | 91 DIVISION AVE, GARFIELD, NJ 07026-3657 |
| Document Number | 2021081035 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021081035 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 91 Division Ave was $9,352, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,800 (-) Land $94,600 Building $174,200 | $268,800 (-) Land $94,600 Building $174,200 | |
| 2025 | $9,352.00 (+4.27%) | $268,800 Land $94,600 Building $174,200 | $268,800 Land $94,600 Building $174,200 |
| 2024 | $8,969.00 | ||
| 2023 | $268,800 Land $94,600 Building $174,200 | $268,800 Land $94,600 Building $174,200 | |
| 2022 | $8,383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Division Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 18 (1978–1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 91 Division Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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