101 Division Ave, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 101 Division Ave, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	1,805 sqft · built 1920
Lot Size	0.076 acres (3,306 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Mar 2009)
Tax Bill	$8,576 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00198-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`21-00198-0000-00019`
Alternative APNs	`210019800019` `005327`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,805 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	3,306 sqft (0.076 acres)
Lot Dimensions	132 ft deep x 25 ft wide

Location & Zoning

Account Number	005327
Street Address	101 DIVISION AVE
City	GARFIELD
State	NJ
Zip	07026-3657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	3307 SF
Legal Subdivision	SADDLE RIVER LAND CO
Legal Block	198
Legal Lot Number	19
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	2
Census Block	2000
Census Tract	21200

Owner

Source: Bergen County and Garfield City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 DIVISION AVE, GARFIELD, NJ 07026-3657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2009 · Amount on Record
Deed Sale	Mar 13, 2009 · Amount on Record
Deed Document Number	2009501087
Deed Book / Page	50 / 1087
Prior Transfer Date	Sep 30, 1997
Prior Transfer Doc	0000135337
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	101 DIVISION AVE, GARFIELD, NJ 07026-3657
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045130378
Date	Dec 29, 2021
Book Page	4513/378
Instrument	2021187769

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	101 DIVISION AVE, GARFIELD, NJ 07026-3657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027362129
Date	Sep 29, 2017
Book Page	02736/2129
Instrument	17-072842

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,500 (-) Land $99,600 Building $146,900	$246,500 (-) Land $99,600 Building $146,900
2025	$8,576.00 (+4.27%)	$246,500 (-) Land $99,600 Building $146,900	$246,500 (-) Land $99,600 Building $146,900
2024	$8,225.00 (+6.98%)
2023		$246,500 Land $99,600 Building $146,900	$246,500 Land $99,600 Building $146,900
2022	$7,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1978–1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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