Erie County and Buffalo City property record for 91 Clay St, Buffalo, NY 14207
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,150 sqft · built 1880 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | Company Name on Record |
| Last Sale | $45,000 (Aug 2016) |
| Tax Bill | $1,347 (2025) |
| Deeds & Mortgages | Feb 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 88.26-3-40 |
| Primary APN | 140200 88.26-3-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,150 sqft Total Area |
| 1st Floor Area | 1,132 sqft |
| 2nd Floor Area | 1,018 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,300 sqft (0.076 acres) |
| Lot Dimensions | 110 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 280 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05494200 |
|---|---|
| Street Address | 91 CLAY ST |
| City | BUFFALO |
| State | NY |
| Zip | 14207-2817 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | N-2R |
| Legal Description | 18O. S AUSTIN |
| Legal Subdivision | PARISH TRACT |
| Legal Block | 3 |
| Legal Lot Number | 40.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 5500 |
Source: Erie County and Buffalo City records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 60 NEW AMSTERDAM AVE, BUFFALO, NY 14216-3307 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2016 · Amount on Record |
| Deed Sale | Aug 5, 2016 · Amount on Record |
| Deed Document Number | 2016163869 |
| Deed Book / Page | 11299 / 8689 |
| Prior Transfer Date | Sep 16, 2004 |
| Prior Transfer Doc | 0110830541 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 91 CLAY ST, BUFFALO, NY 14207-2817 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139819899 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 13981/9899 |
| Instrument | 2021036137 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,347.00 (+25.65%) | $150,000 (+127.27%) Land $8,000 Building $142,000 | $150,000 (+39.77%) Land $8,000 Building $142,000 |
| 2024 | $1,072.00 (+213.45%) | $66,000 (-) Land $3,800 Building $62,200 | $107,317 (+13.82%) Land $6,179 Building $101,138 |
| 2023 | $342.00 | $66,000 Land $3,800 Building $62,200 | $94,286 Land $5,429 Building $88,857 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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