91 Central Ave, Guyton, GA 31312 Property Records

Effingham County property record for 91 Central Ave, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,344 sqft · built 1880
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2024)
Tax Bill	$6,924 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02940-019-000`

Property Details

APN / Parcel Number

Primary APN	`02940-019-000`
Alternative APNs	`00470001000` `02940019` `2283`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,344 sqft Heated Area
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	121,968 sqft (2.8 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	2,276 sqft
Deck Area	Deck Area
Patio Area	600 sqft
Shed	1 Shed
Shed Area	160 sqft
Lean-To	208 sqft
Utility Building	400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2283
Street Address	91 CENTRAL AVE
City	GUYTON
State	GA
Zip	31312-4428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	2.80 AC
Legal Subdivision	OLD HWY 17
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2002
Census Tract	30207

Owner

Source: Effingham County records · APN 02940-019-000

Assessment roll updated December 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 CENTRAL AVE, GUYTON, GA 31312-4428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2024 · Amount on Record
Deed Sale	Apr 04, 2024 · Amount on Record
Prior Sale	Sep 26, 2012 · Amount on Record
Deed Document Number	2024757
Deed Book / Page	2902 / 904
Prior Transfer Date	Aug 21, 2013
Prior Transfer Doc	002209/365
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 04, 2024
Property Address	91 CENTRAL AVE, GUYTON, GA 31312-4428
Document Number	002902/904
Book / Page	2902 / 904
Instrument Date	Apr 04, 2024
Instrument	2024000757
Transaction Type	Transfer
Record Updated	May 03, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 CENTRAL AVE, GUYTON, GA 31312-4428

Mortgage

Document Number	0000002902/0000000906
Date	Apr 04, 2024
Book Page	0000002902/0000000906
Instrument	2024002403

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,924.00 (+70.58%)	$198,650 (+75.51%) Land $51,617 Building $147,033	$496,625 (+75.51%) Land $129,043 Building $367,582
2024	$4,059.00 (+10.93%)	$113,187 (+9.31%) Land $32,670 Building $80,517	$282,968 (+9.31%) Land $81,676 Building $201,292
2023	$3,659.00 (+9.95%)	$103,550 (+20.33%) Land $32,670 Building $70,879	$258,874 (+20.32%) Land $81,676 Building $177,198
2022	$3,328.00	$86,058 Land $22,497 Building $63,561	$215,146 Land $56,243 Building $158,903

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 61 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GUYTON serves 2,394 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.