Effingham County property record for 220 Central Ave, Guyton, GA 31312 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,801 sqft · built 2003 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Mar 2023) |
| Tax Bill | $5,791 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G0110-019-000 |
| Primary APN | G0110-019-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,801 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Area | 828 sqft |
| Porch | Slab |
| Porch Area | 404 sqft |
| Deck Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21529 |
|---|---|
| Street Address | 220 CENTRAL AVE |
| City | GUYTON |
| State | GA |
| Zip | 31312-4430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .72 AC LOT 19 |
| Legal Subdivision | WHITESVILLE |
| Legal Phase | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30207 |
Source: Effingham County records · APN G0110-019-000
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage NEW AMERICA FUNDING |
| Mar 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICA FUNDING |
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on Record |
| Deed Sale | Mar 22, 2023 · Amount on Record |
| Prior Sale | Feb 15, 2013 · Amount on Record |
| Deed Document Number | 2023665 |
| Deed Book / Page | 2838 / 161 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 220 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 220 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Document Number | 0000003025/0000000124 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 0000003025/0000000124 |
| Instrument | D2026001349 |
| Name | NEW AMERICA FUNDING |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 10, 2023 |
| Property Address | 220 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Document Number | 002838/161 |
| Book / Page | 2838 / 161 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023-000665 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Document Number | 0000002224 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 002224 |
| Name | NEW AMERICA FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 220 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 220 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Document Number | 0000002744/0000000547 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 0000002744/0000000547 |
| Instrument | 014175 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Guyton City |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,791.00 (+18.33%) | $181,630 (+10.3%) Land $30,000 Building $151,630 | $454,075 (+10.3%) Land $75,000 Building $379,075 |
| 2024 | $4,894.00 (+78.35%) | $164,668 (+36.88%) Land $30,000 Building $134,668 | $411,670 (+36.88%) Land $75,000 Building $336,670 |
| 2022 | $2,744.00 Homeowner's exemption | $120,298 Land $15,160 Building $105,138 | $300,746 Land $37,900 Building $262,846 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030302072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 27 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Aug 2024, river or lake flooding, Tropical Storm Debby |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 47% of the US · above 52% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Planters Rural Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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