Effingham County property record for 280 Central Ave, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,664 sqft · built 1997 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,000 (Sep 2002) |
| Tax Bill | $2,333 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Apr 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G0110-016-000 |
| Primary APN | G0110-016-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,664 sqft Heated Area |
| Attic Area | 1,447 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 30,056 sqft (0.689 acres) |
| Garage Area | 483 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 306 sqft |
| Patio Area | 450 sqft |
| Lean-To | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21526 |
|---|---|
| Old Parcel Number | G0110016 |
| Street Address | 280 CENTRAL AVE |
| City | GUYTON |
| State | GA |
| Zip | 31312-4430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .69 AC LOT 16 |
| Legal Subdivision | WHITESVILLE |
| Legal Lot Number | 16 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30207 |
Source: Effingham County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 280 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2017 | Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK |
| Apr 17, 2017 | Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK |
| Mar 25, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING |
| Jun 4, 2019 | Deed of Trust, Mortgage FIRST FEDERAL BANK |
| Feb 10, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2002 · Amount on Record |
| Deed Sale | Sep 18, 2002 · Amount on Record |
| Deed Document Number | 0000876125 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 280 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002438/900 |
|---|---|
| Date | Nov 24, 2017 |
| Book Page | 2438/900 |
| Instrument | 010452 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 280 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002400/178 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 2400/178 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 280 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 280 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Document Number | 0000002674/0000000610 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 0000002674/0000000610 |
| Instrument | 003536 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 280 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 280 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Document Number | 0000002527/0000000019 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 0000002527/0000000019 |
| Instrument | 004498 |
| Name | FIRST FEDERAL BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 280 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 280 CENTRAL AVE, GUYTON, GA 31312-4430 |
| Document Number | 0000002573/0000000422 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 0000002573/0000000422 |
| Instrument | 001344 |
| Name | FIRST FEDERAL BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Effingham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Guyton City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,333.00 (-3.6%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $124,298 (+20.74%) Land $30,000 Building $94,298 | $310,746 (+20.74%) Land $75,000 Building $235,746 |
| 2024 | $2,420.00 (+6.28%) Homeowner's exemption | $102,950 (+38.87%) Land $30,000 Building $72,950 | $257,375 (+38.87%) Land $75,000 Building $182,375 |
| 2022 | $2,277.00 Homeowner's exemption | $74,136 Land $15,160 Building $58,976 | $185,341 Land $37,900 Building $147,441 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUYTON serves 2,394 people · EPA ID GA1030000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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