Saratoga County and Halfmoon Town property record for 91 Button Rd, Waterford, NY 12188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,025 sqft · built 1999 |
| Lot Size | 7.46 acres (324,958 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $620,000 (Sep 2021) |
| Tax Bill | $10,553 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| APN | 413800 279.-2-63 |
| Primary APN | 413800 279.-2-63 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,025 sqft Living Area |
| 1st Floor Area | 1,527 sqft |
| 2nd Floor Area | 988 sqft |
| Upper Floors Area | 510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 324,958 sqft (7.46 acres) |
| Lot Width | 506 ft Width |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 362 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 5 J02081 |
|---|---|
| Street Address | 91 BUTTON RD |
| City | WATERFORD |
| State | NY |
| Zip | 12188-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | HOUSE/LND/BARN/LOTS 91&95 |
| Legal Block | 2 |
| Legal Lot Number | 63.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | HALFMOON |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 62404 |
Source: Saratoga County and Halfmoon Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 91 BUTTON RD, WATERFORD, NY 12188-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | Oct 27, 2006 · Amount on Record |
| Deed Document Number | 202133783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Sep 21, 2021 |
| Property Address | 91 BUTTON RD, WATERFORD, NY 12188-1211 |
| Document Number | 2021033783 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021033783 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 BUTTON RD, WATERFORD, NY 12188-1211 |
| Document Number | 2021033784 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021033784 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Oct 1, 2031 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Halfmoon Town |
| Unified School District | Shenendehowa Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,553.00 | $251,300 (-) Land $50,000 Building $201,300 | $674,631 (+14.09%) Land $134,228 Building $540,403 |
| 2023 | $251,300 Land $50,000 Building $201,300 | $591,294 Land $117,647 Building $473,647 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 25 (1978–2023) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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