Saratoga County and Halfmoon Town property record for 89 Button Rd, Waterford, NY 12188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,464 sqft · built 1995 |
| Lot Size | 7.48 acres (325,829 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,268 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance |
| APN | 413800 279.-2-23.18 |
| Primary APN | 413800 279.-2-23.18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| 2nd Floor Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 325,829 sqft (7.48 acres) |
| Lot Width | 131 ft Width |
| Garage Type | Attached |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 885 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 5 J02081 |
|---|---|
| Street Address | 89 BUTTON RD |
| City | WATERFORD |
| State | NY |
| Zip | 12188-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | HOUSE/LAND/LOT 89 |
| Legal Block | 2 |
| Legal Lot Number | 23.018 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | HALFMOON |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 62404 |
89 Button Rd is owned and occupied by two individuals.
Source: Saratoga County and Halfmoon Town records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 BUTTON RD, WATERFORD, NY 12188-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 89 BUTTON RD, WATERFORD, NY 12188-1211 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000026877 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021026877 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
The 2025 property tax bill for 89 Button Rd was $8,268 with exemptions applied.
Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Halfmoon Town |
| Unified School District | Shenendehowa Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,268.00 | $196,900 Land $59,000 Building $137,900 | $528,591 Land $158,389 Building $370,202 |
| 2023 | $196,900 Land $59,000 Building $137,900 | $463,294 Land $138,823 Building $324,471 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 89 Button Rd; there have been 25 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 25 (1978–2023) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Button Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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