91 Bama Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 91 Bama Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,869 sqft · built 1989
Lot Size	8.93 acres (388,991 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (Sep 2020)
Tax Bill	$568 (2023)
Deeds & Mortgages	Jan 2018 Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-06-13-0-000-013-001`

Property Details

APN / Parcel Number

Primary APN	`05-06-13-0-000-013-001`
Alternative APNs	`097165` `14170` `97165`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,869 sqft Living Area
1st Floor Area	1,336 sqft
2nd Floor Area	533 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	388,991 sqft (8.93 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	97165
Street Address	91 BAMA DR
City	FLORENCE
State	AL
Zip	35634-5326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	8.93 AC PT OF SE/4 OF SW/4 LESS ROAD ROW SEC 13 T1S R11W BEG @ A PT 262.85 N OF SW C0R OF SE/4 OF SW/4 OF SEC 13 TH N 1055.54
Legal Range	11W
Legal Township	01S
Legal Section	13
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2031
Census Tract	11502

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	91 BAMA DR, FLORENCE, AL 35634-5326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU
Sep 1, 2020	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	0202045649
Deed Book / Page	2020 / 45649
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	91 BAMA DR, FLORENCE, AL 35634-5326
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/3920
Date	Jan 31, 2018
Book Page	2018/3920

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 2, 2038

Interest

Rate Type	Fixed Rate

September 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 1, 2020
Property Address	91 BAMA DR, FLORENCE, AL 35634-5326
Document Number	2020/45649
Book / Page	2020 / 45649
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 BAMA DR, 210, FLORENCE, AL 35634-5331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 BAMA DR, FLORENCE, AL 35634-5326

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$22,120 (+973.79%)	$305,700 (+25.91%) Land $88,600 Building $217,100
2023	$568.00 (+21.37%) Homeowner's exemption Senior Citizen's exemption	$2,060 (-86.95%) Land $2,060	$242,800 (+32.17%) Land $70,500 Building $172,300
2022	$468.00 Homeowner's exemption Senior Citizen's exemption	$15,780	$183,700 Land $43,200 Building $140,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	54 (1991–2025)
Claims Outside the SFHA	7 of 54
Most Recent Claim	Mar 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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