210 Bama Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 210 Bama Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,453 sqft · built 1992
Lot Size	13 acres (566,280 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (May 2021)
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Oct 2017 Mortgage May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-13-0-000-013-003`

Property Details

APN / Parcel Number

Primary APN	`05-06-13-0-000-013-003`
Alternative APNs	`099183` `15250` `99183`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,453 sqft Living Area
1st Floor Area	1,443 sqft
2nd Floor Area	1,010 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	566,280 sqft (13 acres)
Garage Type	Mixed
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	99183
Street Address	210 BAMA DR
City	FLORENCE
State	AL
Zip	35634-5331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13.26 AC/D IN THE NE COR OF SE/4 OF SW/4 SEC 13 T1S R11W
Legal Range	11W
Legal Township	01S
Legal Section	13
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2031
Census Tract	11502

Owner

210 Bama Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	210 BAMA DR, FLORENCE, AL 35634-5331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Deed of Trust, Mortgage · ARM LISTERHILL CU
May 7, 2021	Survivorship Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Aug 14, 2019	Survivorship Deed, Transfer
Aug 14, 2019	Intrafamily Transfer, Transfer
Dec 1, 2017	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Aug 14, 2019 · Amount on File
Deed Book / Page	2021 / 29120
Prior Transfer Date	Aug 7, 2019
Prior Transfer Doc	2019/34136
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	210 BAMA DR, FLORENCE, AL 35634-5331
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/43949
Date	Oct 2, 2017
Book Page	2017/43949

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 29, 2020
Change Frequency	3 Years
Min Rate At Change	3.65%
Max Rate At Change	5.65%
Index	1-Year LIBOR

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 7, 2021
Property Address	210 BAMA DR, FLORENCE, AL 35634-5331
Document Number	2021/29120
Book / Page	2021 / 29120
Instrument Date	May 1, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 E BUCKINGHAM DR, LECANTO, FL 34461-9551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 BAMA DR, FLORENCE, AL 35634-5331

Mortgage

Document Number	202129122202129122
Date	May 7, 2021
Instrument	2021/29122202129122

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 14, 2019
Property Address	210 BAMA DR, FLORENCE, AL 35634-5331
Document Number	2019/34138
Book / Page	2019 / 34138
Instrument Date	Aug 9, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 LEGACY DRB, TUSCUMBIA, AL 35674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 BAMA DR, FLORENCE, AL 35634-5331

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 14, 2019
Property Address	210 BAMA DR, FLORENCE, AL 35634-5331
Document Number	2019/34136
Book / Page	2019 / 34136
Instrument Date	Aug 7, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 N POPLAR ST # ST4, ST4, FLORENCE, AL 35630-6406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 BAMA DR, FLORENCE, AL 35634-5331
Investor	Possibly a Property Investor

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 1, 2017
Property Address	210 BAMA DR, FLORENCE, AL 35634-5331
Document Number	2017/53015
Book / Page	2017 / 53015
Instrument Date	Nov 17, 2017
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 HAMMOND DR, FLORENCE, AL 35634-3838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 BAMA DR, FLORENCE, AL 35634-5331
Investor	Possibly a Property Investor

Mortgage

Document Number	2017/53017
Date	Dec 1, 2017
Book Page	2017/53017

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 210 Bama Dr was $1,546 with a homeowner's exemption, up 7.2% from the year before.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00 (+7.21%) Homeowner's exemption	$45,820 (+6.96%)	$506,680 (+18.32%) Land $120,900 Building $385,780
2024	$1,442.00 (+4.12%) Homeowner's exemption	$42,840 (+367.69%) Land $10,060 Building $32,780	$428,240 (+7.66%) Land $100,600 Building $327,640
2023	$1,385.00 (+45.64%) Homeowner's exemption	$9,160 (-66.57%) Land $9,160	$397,760 (+45.17%) Land $91,600 Building $306,160
2022	$951.00 Homeowner's exemption	$27,400	$274,000 Land $27,200 Building $246,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 210 Bama Dr in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	54 (1991–2025)
Claims Outside the SFHA	7 of 54
Most Recent Claim	Mar 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Bama Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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