309 Bama Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 309 Bama Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,537 sqft · built 1974
Lot Size	50 acres (2,178,000 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Dec 2018)
Tax Bill	$1,329 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-06-13-0-000-007-000`

Property Details

APN / Parcel Number

Primary APN	`05-06-13-0-000-007-000`
Alternative APNs	`071115` `22923` `71115`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,537 sqft Living Area
1st Floor Area	1,537 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,178,000 sqft (50 acres)
Garage Type	Mixed
Garage Area	980 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	71115
Street Address	309 BAMA DR
City	FLORENCE
State	AL
Zip	35634-5329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	50 AC/D NE/4 OF SW/4 AND E/2 OF E/2 OF NW/4 OF SW/4 SEC 13 T1S R9W
Legal Range	11W
Legal Township	01S
Legal Section	13
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2031
Census Tract	11502

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	309 BAMA DR, FLORENCE, AL 35634-5329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Deed Document Number	0201851601
Deed Book / Page	2018 / 51601
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 5, 2018
Property Address	309 BAMA DR, FLORENCE, AL 35634-5329
Document Number	2018/51601
Book / Page	2018 / 51601
Instrument Date	Nov 30, 2018
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1350 W RASCH RD, FLORENCE, AL 35633-6730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 COUNTY ROAD 192, FLORENCE, AL 35633

Mortgage

Document Number	2018/51604
Date	Dec 5, 2018
Book Page	2018/51604

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,329.00 (+6.92%) Homeowner's exemption	$39,640 (+6.96%)	$439,840 (+18.79%) Land $213,000 Building $226,840
2024	$1,243.00 (+4.28%) Homeowner's exemption	$37,060 (+129.62%) Land $17,760 Building $19,300	$370,260 (+8.43%) Land $177,500 Building $192,760
2023	$1,192.00 (+44.48%) Homeowner's exemption	$16,140 (-31.84%) Land $16,140	$341,460 (+44.32%) Land $161,300 Building $180,160
2022	$825.00 Homeowner's exemption	$23,680	$236,600 Land $90,900 Building $145,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	54 (1991–2025)
Claims Outside the SFHA	7 of 54
Most Recent Claim	Mar 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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