9099 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9099 Duffield Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,846 sqft · built 1997
Lot Size3.55 acres (154,638 sqft)
Owner2 Individual Names on Record
Last Sale$169,000 (Mar 2004)
Tax Bill$4,351 (2025)
Deeds & MortgagesApr 2022 Mortgage
Mar 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN10-29-100-033

Property Details

APN / Parcel Number

Primary APN10-29-100-033

Interior

Full Baths2 Baths
Building Area1,846 sqft Living Area
1st Floor Area1,846 sqft
Basement Area1,846 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Lot Area154,638 sqft (3.55 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address9099 DUFFIELD RD
CityGAINES
StateMI
Zip48436-9625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionA PARCEL OF LAND BEG S 1 DEG 02 MIN 36 SEC E 808.66 FT FROM NW COR OF SEC TH N 88 DEG 12 MIN 56 SEC E 209.09 FT TH N 1 DEG 02
Legal Range05E
Legal Township06N
Legal Section29
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2007
Census Tract12801

Owner

Source: Genesee County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9099 DUFFIELD RD, GAINES, MI 48436-9625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL PLUS CU
Mar 2, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2004 · Amount on Record
Deed SaleMar 19, 2004 · Amount on Record
Prior SaleSep 4, 2002 · Amount on Record
Deed Document Number200432739
Prior Transfer DateAug 28, 2002
Prior Transfer Doc0000098797
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address9099 DUFFIELD RD, GAINES, MI 48436-9625
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyMASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address9099 DUFFIELD RD, GAINES, MI 48436-9625

Mortgage

Document Number0000020910
DateApr 6, 2022
Instrument202204060020910
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
AddressFLINT, MI 48507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2037

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address9099 DUFFIELD RD, GAINES, MI 48436-9625
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyMASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014395
DateMar 2, 2021
Instrument202103020014395
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
AddressFLINT, MI 48507
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,700 (+7.37%) Land $24,500 Building $169,200$387,400 (+7.37%) Land $49,000 Building $338,400
2025$4,351.00 (+3.62%) Homeowner's exemption$180,400 (+7.96%)$360,800 (+7.96%)
2024$4,199.00 (+69.11%)
2023$167,100$334,200
2019$2,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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