9109 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9109 Duffield Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,456 sqft · built 1979
Lot Size13.1 acres (574,556 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Jul 2018)
Tax Bill$4,172 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-29-100-011

Property Details

APN / Parcel Number

Primary APN10-29-100-011

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,456 sqft Living Area
1st Floor Area728 sqft
Basement Area728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area574,556 sqft (13.1 acres)
Garage Area1,104 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address9109 DUFFIELD RD
CityGAINES
StateMI
Zip48436-9743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionA PARCEL OF LAND BEG 355 FT S OF NW COR OF S 1/2 OF N 1/2 OF NW 1/4 TH E 2026 FT TH S 305 FT TH W 1762 FT TH N 165 FT TH W
Legal Range05E
Legal Township06N
Legal Section29
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2007
Census Tract12801

Owner

9109 Duffield Rd is owned and occupied by an individual who bought it in July 2018.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 151, GAINES, MI 48436-0151
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Deed of Trust, Mortgage · Line of Credit
FINANCIAL PLUS CU
Jan 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL PLUS CU
Jul 11, 2018Grant Deed, Transfer
SARGENTS TITLE COMPANY
Dec 27, 2017Warranty Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2018 · Amount on File
Deed SaleJul 11, 2018 · Amount on File
Prior SaleNov 28, 2012 · Amount on File
Deed Document Number201876076
Prior Transfer DateNov 14, 2013
Prior Transfer Doc0000116825
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address9109 DUFFIELD RD, GAINES, MI 48436-9743
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1450 W SCHWARTZ BLVD, LADY LAKE, FL 32159-2168

Mortgage

Document Number0000006451
DateMar 4, 2026
Instrument202603040006451
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
AddressFLINT, MI 48507
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address9109 DUFFIELD RD, GAINES, MI 48436-9743
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyMASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000906
DateJan 3, 2021
Instrument202101030000906
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
AddressFLINT, MI 48507
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGENESEE MI
Recording DateJul 11, 2018
Property Address9109 DUFFIELD RD, GAINES, MI 48436-9743
Document Number0000076076
Instrument DateJul 6, 2018
Instrument76076
Transaction TypeTransfer
Record UpdatedJul 26, 2018
Title CompanySARGENTS TITLE COMPANY

Transaction

AmountAmount on Record
Tax$1,161.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 W WALKER ST GAINES MI 484369657, GAINES, MI 48436-9657

December 2017: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateDec 27, 2017
Property Address9109 DUFFIELD RD, GAINES, MI 48436-9743
Document Number0000078626
Instrument DateJun 14, 2017
Instrument78626
Transaction TypeForeclosure
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 9109 Duffield Rd was $4,172 with a homeowner's exemption, down 31.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$157,600 (+5.28%) Land $51,000 Building $106,600$315,200 (+5.28%) Land $102,000 Building $213,200
2025$4,172.00 (-31.27%)$149,700$299,400
2024$6,070.00
2023$127,300$254,600
2019$3,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9109 Duffield Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9109 Duffield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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