Genesee County property record for 9045 Duffield Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,032 sqft · built 1986 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,895 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-29-100-016 |
| Primary APN | 10-29-100-016 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,032 sqft Living Area |
| 1st Floor Area | 2,032 sqft |
| Basement Area | 2,032 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Lot Area | 89,298 sqft (2.05 acres) |
| Garage Area | 2,328 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9045 DUFFIELD RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | A PARCEL OF LAND BEG S 0 DEG 25 MIN 16 SEC E 363.27 FT FROM NW COR OF SEC TH S 0 DEG 25 MIN 16 SEC E 150 FT TH N 89 DEG 55 |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 29 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9045 DUFFIELD RD, GAINES, MI 48436-9625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Line of Credit FINANCIAL PLUS CU |
| Feb 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 13, 2025 |
| Transfer Doc | 0000015529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9045 DUFFIELD RD, GAINES, MI 48436-9625 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 9045 DUFFIELD RD, GAINES, MI 48436-9625 |
| Document Number | 202110180081975 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 202110180081975 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Oct 8, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9045 DUFFIELD RD, GAINES, MI 48436-9625 |
| Document Number | 0000015745 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Title Company | MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9045 DUFFIELD RD GAINES MI 484369625, GAINES, MI 48436-9625 |
| Document Number | 0000015745 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 15745 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 16, 2032 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,300 (+11.48%) Land $20,400 Building $169,900 | $380,600 (+11.48%) Land $40,800 Building $339,800 | |
| 2025 | $3,895.00 (+3.62%) Homeowner's exemption | $170,700 (+7.09%) | $341,400 (+7.09%) |
| 2024 | $3,759.00 (+34.25%) | ||
| 2023 | $159,400 | $318,800 | |
| 2019 | $2,800.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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