9091 Estero River Cir, Estero, FL 33928 Property Records

Lee County property record for 9091 Estero River Cir, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,466 sqft · built 2005
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$181,200 (Oct 2010)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`34-46-25-E1-12000.0170`

Property Details

APN / Parcel Number

Primary APN	`34-46-25-E1-12000.0170`
Alternative APNs	`253446E1120000170` `34462512000000170` `10485737`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,466 sqft Living Area
Gross Area	2,901 sqft
1st Floor Area	2,282 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	401 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	34 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10485737
Street Address	9091 ESTERO RIVER CIR
City	ESTERO
State	FL
Zip	33928-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	ESTATES AT ESTERO RIVER PB 76 PGS 82-85 LOT 17
Legal Range	25E
Legal Township	46S
Legal Section	34
Legal Subdivision	ESTERO RIVER
Legal Tract	E1
Legal Block	1
Legal Lot Number	17
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1006
Census Tract	50306

Owner

9091 Estero River Cir is owned and occupied by an individual who acquired it in July 2021.

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9091 ESTERO RIVER CIR, ESTERO, FL 33928-4400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2010 · Amount on File
Deed Sale	Oct 8, 2010 · Amount on File
Prior Sale	May 20, 2005 · Amount on File
Deed Document Number	2010252945
Last Transfer Date	Jul 24, 2021
Transfer Doc	0000286251
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	9091 ESTERO RIVER CIR, ESTERO, FL 33928-4400
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000286252
Date	Aug 30, 2021
Instrument	2021000286252

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	9091 ESTERO RIVER CIR, ESTERO, FL 33928-4400
Document Number	0000185069
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9091 ESTERO RIVER CIR ESTERO FL 339284400, ESTERO, FL 33928-4400

Mortgage

Document Number	0000185069
Date	Aug 29, 2017
Instrument	185069

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9091 Estero River Cir was $1,989 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,989.00 Homeowner's exemption	$164,878	$439,279 Land $107,398 Building $331,881
2023	$1,825.00 (-3.59%) Homeowner's exemption	$155,564 (+3%)	$450,740 (+20.63%) Land $107,069 Building $343,671
2022	$1,893.00 Homeowner's exemption	$151,033	$373,642 Land $85,356 Building $288,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9091 Estero River Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 164 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	21 (1981–2023)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Mar 2023
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9091 Estero River Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Estero River Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures