9095 Estero River Cir, Estero, FL 33928 Property Records

Lee County property record for 9095 Estero River Cir, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,610 sqft · built 2005
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,500 (Jul 2019)
Tax Bill	$3,990 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-46-25-E1-12000.0180`

Property Details

APN / Parcel Number

Primary APN	`34-46-25-E1-12000.0180`
Alternative APNs	`253446E1120000180` `34462512000000180` `10485738`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,610 sqft Living Area
Gross Area	4,308 sqft
1st Floor Area	1,360 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Patio Area	238 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10485738
Street Address	9095 ESTERO RIVER CIR
City	ESTERO
State	FL
Zip	33928-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	ESTATES AT ESTERO RIVER PB 76 PGS 82-85 LOT 18
Legal Range	25E
Legal Township	46S
Legal Section	34
Legal Subdivision	ESTERO RIVER
Legal Tract	E1
Legal Block	1
Legal Lot Number	18
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1006
Census Tract	50306

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9095 ESTERO RIVER CIR, ESTERO, FL 33928-4400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 30, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Apr 4, 2019	Warranty Deed, Transfer NOT AVAILABLE
Sep 21, 2018	Loan Modification, Mortgage · Conventional Mortgage FEDERAL NAT'L MTG ASSN (FNMA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	2019177174
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	9095 ESTERO RIVER CIR, ESTERO, FL 33928-4400
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9095 ESTERO RIVER CIR, ESTERO, FL 33928-4400

Mortgage

Document Number	0000330408
Date	Oct 7, 2021
Instrument	2021000330408

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 30, 2019
Property Address	9095 ESTERO RIVER CIR, ESTERO, FL 33928-4400
Document Number	0000177174
Map Reference	MB 76 PG 82-85
Instrument Date	Jul 26, 2019
Instrument	2019000177174
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,397.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 DOLPHIN COVE CT, 227, BONITA SPRINGS, FL 34134-7456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7055 SIERRA CLUB CIR, NAPLES, FL 34113-7349

Mortgage

Document Number	0000177175
Date	Jul 30, 2019
Instrument	2019000177175

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 4, 2019
Property Address	9095 ESTERO RIVER CIR, ESTERO, FL 33928-4400
Document Number	0000074415
Instrument Date	Mar 29, 2019
Instrument	74415
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,967.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	227 DOLPHIN COVE CT BONITA SPRINGS FL 341347456, BONITA SPRINGS, FL 34134-7456

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LEE FL
Property Address	9095 ESTERO RIVER CIR, ESTERO, FL 33928-4400
Document Number	0000300525
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BALDWIN TER WAYNE NJ 074703657, WAYNE, NJ 07470-3657

Mortgage

Document Number	0000300525
Date	Dec 27, 2018
Instrument	300525

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 26, 2058

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,990.00 (+7.17%) Homeowner's exemption	$318,559 (+5.99%)	$493,952 (+6.97%) Land $107,398 Building $386,554
2023	$3,723.00 (-0.72%) Homeowner's exemption	$300,564 (+3%)	$461,781 (+5.48%) Land $107,070 Building $354,711
2022	$3,750.00 Homeowner's exemption	$291,810	$437,800 Land $85,356 Building $352,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 164 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	21 (1981–2023)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Mar 2023
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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